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465 Harshaw Pl, Murphy, NC 28906 Property Records

Cherokee County property record for 465 Harshaw Pl, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 3,403 sqft · built 1983
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Last Sale$19,500 (Mar 1991)
Tax Bill$1,730 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN550102797478000

Property Details

APN / Parcel Number

Primary APN550102797478000
Alternative APN
  • 440044055297

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,403 sqft Heated Area
Upper Floors Area704 sqft
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area44,431 sqft (1.02 acres)
Lot Width397 ft Width
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Deck Area544 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number440044055297
Street Address465 HARSHAW PL
CityMURPHY
StateNC
Zip28906-7094
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 1-A HARSHAW HILLS 628/2
Legal Lot Number1-A
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2000
Census Tract930501

Owner

Source: Cherokee County records · APN 550102797478000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address465 HARSHAW PL, MURPHY, NC 28906-7094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 1991 · Amount on Record
Deed SaleMar 01, 1991 · Amount on Record
Deed Document Number0000006282
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address465 HARSHAW PL, MURPHY, NC 28906-7094
Transaction TypeMortgage
Record UpdatedFeb 25, 2022
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 HARSHAW PL, MURPHY, NC 28906-7094

Mortgage

Document Number01703/1206
DateFeb 10, 2022
Book Page1703/1206
Instrument900
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,730.00$232,060 (-)$232,060 (-) Land $11,800 Building $220,260
2023$232,060$232,060 Land $11,800 Building $220,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire LikelihoodAbout 1 in 595 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
CND AcquisitionCable500 / 30
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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