465 General Dr, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 465 General Dr, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,724 sqft · built 1972
Lot Size1.57 acres (68,389 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Nov 2024)
Tax Bill$6,441 (2025)
Deeds & MortgagesJan 2022 Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027-30-00-066.00

Property Details

APN / Parcel Number

Primary APN027-30-00-066.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area3,724 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area68,389 sqft (1.57 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address465 GENERAL DR
CityFT WRIGHT
StateKY
Zip41011-1863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFT HENRY SEC 10 LOT 87A & REAR LOT B
Legal SubdivisionFT HENRY
Legal Phase10
Legal Lot Number87A,B
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1006
Census Tract64800

Owner

Source: Kenton County records · APN 027-30-00-066.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address465 GENERAL DR, FT WRIGHT, KY 41011-1863
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Apr 29, 2020Warranty Deed, Transfer · Conventional with PMI
EAGLE SVGS BK
Jun 14, 2017Grant Deed, Transfer · Conventional with PMI
WARSAW FED'L S&L ASSN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2024 · Amount on Record
Deed SaleNov 14, 2024 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Document Number20244
Deed Book / Page314 / 160
Prior Transfer DateJul 11, 2006
Prior Transfer Doc0005900131
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address465 GENERAL DR, FT WRIGHT, KY 41011-1863
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900200
DateJan 05, 2022
Book Page322/386
Instrument22010505900200
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueDec 01, 2041

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 29, 2020
Property Address465 GENERAL DR, FT WRIGHT, KY 41011-1863
Document Number0000000027
Book / Page000018 / 000771
Instrument DateApr 23, 2020
Instrument27
Transaction TypeTransfer
Record UpdatedJul 08, 2020
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$334.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address465 GENERAL DR FORT WRIGHT KY 410111863, FORT WRIGHT, KY 41011-1863

Mortgage

Document Number28
DateApr 29, 2020
Book Page000M37/000722
Instrument28
Lender
NameEAGLE SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45248
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 14, 2017
Property Address465 GENERAL DR, FT WRIGHT, KY 41011-1863
Document Number0000000290
Book / Page0C6181 / 000185
Instrument DateMay 24, 2017
Instrument290
Transaction TypeTransfer
Record UpdatedJun 26, 2017
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$334.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 GENERAL DR FORT WRIGHT KY 410111863, FORT WRIGHT, KY 41011-1863

Mortgage

Document Number291
DateJun 14, 2017
Book Page0C6181/000188
Instrument291
Lender
NameWARSAW FED'L S&L ASSN
TypeFederal Savings Bank
AddressCINCINNATI, OH 45205
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 13, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,441.00 (+80.83%)$650,000 (+94.49%) Land $45,000 Building $605,000$650,000 (+94.49%) Land $45,000 Building $605,000
2023$3,562.00$334,200 Land $40,000 Building $294,200$334,200 Land $40,000 Building $294,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1993 · alluvial fan flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 123 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on General Dr

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