465 Garrett Rd, Waterloo, NY 13165 Property Records

Seneca County and Junius Town property record for 465 Garrett Rd, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,060 sqft · built 1920
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Nov 2020)
Tax Bill$4,186 (2026)
Deeds & MortgagesNov 2020 Sale
APN452400 03-1-24.2

Property Details

APN / Parcel Number

Primary APN452400 03-1-24.2
Alternative APN
  • 240000300000010240020000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,060 sqft Living Area
1st Floor Area1,530 sqft
2nd Floor Area1,530 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area40,946 sqft (0.94 acres)
Garage TypeAttached
Garage Area256 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area100 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address465 GARRETT RD
CityWATERLOO
StateNY
Zip13165-9529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number24.002
JurisdictionSENECA NY
Township / Civil DivisionJUNIUS
Census Block Group2
Census Block2045
Census Tract950100

Owner

Source: Seneca County and Junius Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address465 GARRETT RD, WATERLOO, NY 13165-9529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleSep 13, 2011 · Amount on Record
Deed Document Number202051189
Deed Book / Page1022 / 3
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateNov 20, 2020
Property Address465 GARRETT RD, WATERLOO, NY 13165-9529
Document Number00001022/3
Book / Page1022 / 3
Instrument DateNov 2, 2020
Instrument51189
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address659 NINE FOOT RD, CLYDE, NY 14433-9416

Tax Assessment & Valuation

Source: Seneca County and Junius Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionJunius Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,186.00 (+9.64%)
2025$3,818.00 (+158.32%)$135,000 (-) Land $18,800 Building $116,200$217,742 (+40.32%) Land $30,323 Building $187,419
2023$135,000 Land $18,800 Building $116,200$155,172 Land $21,609 Building $133,563
2019$1,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CBN
Fixed Wireless · not low latency
100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Garrett Rd

Nearby Streets

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