Jackson County property record for 465 Fred Smith Rd, Tuckasegee, NC 28783
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,340 sqft · built 1970 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,596 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7567-88-4734 |
| Primary APN | 7567-88-4734 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,340 sqft Heated Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 1,170 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 208 sqft |
| Patio Area | 208 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 465 FRED SMITH RD |
|---|---|
| City | TUCKASEGEE |
| State | NC |
| Zip | 28783-8850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRED SMITH RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | RIVER |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 950600 |
465 Fred Smith Rd is owned and occupied by two individuals who acquired it in September 2019.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 FRED SMITH RD, TUCKASEGEE, NC 28783-8850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO |
| Sep 13, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2019 |
| Transfer Doc | 0022470731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 465 FRED SMITH RD, TUCKASEGEE, NC 28783-8850 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022500724 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 2250/724 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Sep 13, 2019 |
| Property Address | 465 FRED SMITH RD, TUCKASEGEE, NC 28783-8850 |
| Document Number | 0022470731 |
| Book / Page | 002247 / 000731 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 465 FRED SMITH RD TUCKASEGEE NC 287838850, TUCKASEGEE, NC 28783-8850 |
The 2025 property tax bill for 465 Fred Smith Rd was $1,596.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $420,138 (-) Land $111,050 Building $309,088 | |
| 2025 | $1,596.00 | $420,138 Land $111,050 Building $309,088 |
| 2023 | $959.00 | $252,450 Land $64,290 Building $188,160 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 465 Fred Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 Fred Smith Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: Sky Fi, Skyrunner.
No cell data coverage reported
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