465 Early Sims Rd, Monetta, SC 29105 Property Records

Saluda County property record for 465 Early Sims Rd, Monetta, SC 29105

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,633 sqft · built 1961
Lot Size	12.1 acres (527,076 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Jan 2018)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`149-00-00-017`

Property Details

APN / Parcel Number

Primary APN	`149-00-00-017`

Interior

Full Baths	2 Baths
Building Area	2,633 sqft Living Area
1st Floor Area	2,633 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	527,076 sqft (12.1 acres)
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport
Carport Area	273 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	465 EARLY SIMS RD
City	MONETTA
State	SC
Zip	29105-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 1294-97/1341-40/1405-128/1459-63 PL REF CAB A 149-11
Jurisdiction	SALUDA SC
Township / Civil Division	RIDGE SPRING
Census Block Group	2
Census Block	2112
Census Tract	960400

Owner

465 Early Sims Rd is owned and occupied by an individual who acquired it in April 2023.

Source: Saluda County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1813 FLORIN ST, SILVER SPRING, MD 20902-3837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Other, Transfer · Conventional Mortgage GUILD MORTGAGE CO LLC
May 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Apr 14, 2023	Quit Claim Deed, Transfer · Commercial Mortgage TRUIST BANK
Nov 19, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ALLY CAPITAL CORP
Jan 12, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 29, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Deed Document Number	2018203
Deed Book / Page	1174 / 199
Last Transfer Date	Apr 13, 2023
Transfer Doc	001405/0128
Record Updated	Sep 20, 2026

July 2024: Other, Transfer

Document Type	Other
Jurisdiction	SALUDA SC
Recording Date	Jul 2, 2024
Property Address	465 EARLY SIMS RD, MONETTA, SC 29105-9409
Document Number	001459/0063
Book / Page	1459 / 63
Instrument Date	Jun 27, 2024
Instrument	2024-00013487
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 FLORIN ST, SILVER SPRING, MD 20902-3837

Mortgage

Document Number	202400013488
Date	Jul 2, 2024
Instrument	2024-00013488

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	465 EARLY SIMS RD, MONETTA, SC 29105-9409
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001407/0141
Date	May 4, 2023
Book Page	1407/141
Instrument	2023-00010328

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 28, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Apr 14, 2023
Property Address	465 EARLY SIMS RD, MONETTA, SC 29105-9409
Document Number	001405/0128
Book / Page	1405 / 128
Map Reference	MB A149 PG 11
Instrument Date	Apr 13, 2023
Instrument	2023-00010190
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 EARLY SIMS RD, MONETTA, SC 29105-9114
Investor	Possibly a Property Investor

Mortgage

Document Number	202300010328
Date	Apr 14, 2023
Instrument	2023-00010328

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2053

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Nov 19, 2021
Property Address	465 EARLY SIMS RD, MONETTA, SC 29105-9409
Document Number	001341/0040
Book / Page	1341 / 40
Instrument Date	Nov 10, 2021
Instrument	20210-00005971
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 EARLY SIMS RD, MONETTA, SC 29105-9114

Mortgage

Document Number	001341/0043
Date	Nov 19, 2021
Book Page	1341/43
Instrument	20210-00005972

Lender

Name	ALLY CAPITAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Jan 12, 2021
Property Address	283 EARLY SIMS RD, MONETTA, SC 29105-9114
Document Number	0000002974
Book / Page	001294 / 000097
Instrument Date	Dec 22, 2020
Instrument	2974
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 EARLY SIMS RD MONETTA SC 291059114, MONETTA, SC 29105-9114

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	Jan 29, 2018
Property Address	283 EARLY SIMS RD, MONETTA, SC 29105-9114
Instrument Date	Jan 29, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$692.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 465 Early Sims Rd was $4,271 with a homeowner's exemption.

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,271.00 Homeowner's exemption	$18,110 (+67.38%) Land $6,050 Building $12,060	$406,200 (+125.27%) Land $104,800 Building $301,400
2024		$10,820 (+79.14%) Land $3,020 Building $7,800	$180,320 (-) Land $50,320 Building $130,000
2023	$83.00 (-92.78%)	$6,040 (-)	$180,320 (-) Land $50,320 Building $130,000
2022	$1,149.00 Homeowner's exemption	$6,040 Land $890 Building $5,150	$180,320 Land $50,320 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 465 Early Sims Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–1994)
Most Recent Claim	Oct 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Early Sims Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MONETTA serves 1,152 people · EPA ID SC0210008
Water Source	Purchased surface water from TOWN OF RIDGE SPRING
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
CarolinaConnect Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

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