Ross County property record for 465 E Water St, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,730 sqft · built 1920 |
| Lot Size | 0.083 acres (3,611 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,900 (Oct 2020) |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-54-26-008.000 |
| Primary APN | 30-54-26-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,575 sqft |
| 1st Floor Area | 885 sqft |
| 2nd Floor Area | 845 sqft |
| Basement Area | 845 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 3,611 sqft (0.083 acres) |
| Lot Dimensions | 129 ft deep x 28 ft wide |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 542600 |
|---|---|
| Street Address | 465 E WATER ST |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-2663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 465 E WATER ST R PT W SIDE 27X129 54-26- 8 17-3-726 0230/0778 |
| Legal Subdivision | BOULGERS ADDITION |
| Jurisdiction | ROSS OH |
| Township / Civil Division | SCIOTO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 956400 |
465 E Water St is owned and occupied by an individual who bought it in October 2020.
Source: Ross County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 465 E WATER ST, CHILLICOTHE, OH 45601-2663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2020 | Warranty Deed, Transfer · FHA Mortgage LENDUS LLC |
| Jul 12, 2019 | Grant Deed, Transfer OHIO SIGNATURE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Jul 12, 2019 · Amount on File |
| Deed Document Number | 20208189 |
| Deed Book / Page | 545 / 49 |
| Prior Transfer Date | May 14, 2014 |
| Prior Transfer Doc | 0004580270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Oct 23, 2020 |
| Property Address | 465 E WATER ST, CHILLICOTHE, OH 45601-2663 |
| Document Number | 0005450049 |
| Book / Page | 545 / 49 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 202000008189 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | OHIO SIGNATURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 465 E WATER ST, CHILLICOTHE, OH 45601-2663 |
| Document Number | 202000008190 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 202000008190 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Jul 12, 2019 |
| Property Address | 465 E WATER ST, CHILLICOTHE, OH 45601-2663 |
| Document Number | 0005335730 |
| Book / Page | 000533 / 005730 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 4621 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | OHIO SIGNATURE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $272.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 W 2ND ST CHILLICOTHE OH 456013117, CHILLICOTHE, OH 45601-3117 |
The 2025 property tax bill for 465 E Water St was $1,165, up 15.5% from the year before.
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Scioto Township |
| Municipality | Chillicothe City |
| Unified School District | Chillicothe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165.00 (+15.46%) | $32,270 (+27.45%) Land $1,840 Building $30,430 | $92,180 (+27.43%) Land $5,250 Building $86,930 |
| 2024 | $1,009.00 (-1.56%) Homeowner's exemption | $25,320 (-) Land $1,840 Building $23,480 | $72,340 Land $5,250 Building $67,090 |
| 2023 | $1,025.00 (-0.19%) Homeowner's exemption | $25,320 (-) Land $1,840 Building $23,480 | |
| 2022 | $1,027.00 Homeowner's exemption | $25,320 Land $1,840 Building $23,480 | $72,340 Land $5,250 Building $67,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 465 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 465 E Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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