Brunswick County property record for 465 E Third St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,260 sqft · built 1979 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jul 2002) |
| Tax Bill | $1,550 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 244LH018 |
| Primary APN | 244LH018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Heated Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,966 sqft (0.114 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80054766 |
|---|---|
| Street Address | 465 E THIRD ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-3 BLK-10 SEC-A OCEAN ISLE BEACH PL H/375 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
465 E Third St is owned by an individual who acquired it in October 2016.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1216 DEPTFORD CT, RALEIGH, NC 27609-4067 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2002 · Amount on File |
| Deed Sale | Jul 1, 2002 · Amount on File |
| Deed Book / Page | 1605 / 486 |
| Last Transfer Date | Oct 1, 2016 |
| Transfer Doc | 0038381110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 465 E THIRD ST, OCEAN ISLE BEACH, NC 28469-7705 |
| Document Number | 0041110463 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 465 E THIRD ST OCEAN ISLE BEACH NC 284697705, OCEAN ISLE BEACH, NC 28469-7705 |
| Document Number | 0041110463 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 004111/000463 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2048 |
The 2025 property tax bill for 465 E Third St was $1,550, up 0.1% from the year before.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,630 (-) Land $150,000 Building $244,630 | $394,630 (-) Land $150,000 Building $244,630 | |
| 2025 | $1,550.00 (+0.06%) | $394,630 Land $150,000 Building $244,630 | $394,630 Land $150,000 Building $244,630 |
| 2024 | $1,549.00 | ||
| 2023 | $394,630 Land $150,000 Building $244,630 | $394,630 Land $150,000 Building $244,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 465 E Third St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 E Third St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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