465 E Marshall St, Waynesville, NC 28786 Property Records

Haywood County property record for 465 E Marshall St, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1960
Lot Size	0.373 acres (16,265 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Jul 2021)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8615-79-6237`

Property Details

APN / Parcel Number

Primary APN	`8615-79-6237`
Alternative APN	`175254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Heated Area
Gross Area	1,936 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Finished Basement	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	16,265 sqft (0.373 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	175254
Street Address	465 E MARSHALL ST
City	WAYNESVILLE
State	NC
Zip	28786-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMBD
Legal Description	465 EAST MARSHALL ST
Legal Subdivision	EAST MARSHALL ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	3
Census Block	3001
Census Tract	921000

Owner

465 E Marshall St is owned and occupied by two individuals who bought it in July 2021.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 E MARSHALL ST, WAYNESVILLE, NC 28786-3327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 10, 2018	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Jul 1, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 16, 2021	Trustee's Deed, Foreclosure
Feb 16, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Feb 16, 2021 · Amount on File
Deed Document Number	20218119
Deed Book / Page	1035 / 300
Prior Transfer Date	May 13, 2013
Prior Transfer Doc	0008461934
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 18, 2026
Property Address	465 E MARSHALL ST, WAYNESVILLE, NC 28786-3327
Document Number	0000004181
Book / Page	1153 / 438
Instrument Date	May 15, 2026
Instrument	20264181
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 E MARSHALL ST, WAYNESVILLE, NC 28786-3327

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	465 E MARSHALL ST, WAYNESVILLE, NC 28786-3327
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009590235
Date	Sep 10, 2018
Book Page	959/0235
Instrument	2018008076

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 1, 2021
Property Address	465 E MARSHALL ST, WAYNESVILLE, NC 28786-3327
Document Number	0010350300
Book / Page	1035 / 300
Instrument Date	Jun 23, 2021
Instrument	2021008119
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 E TRYON RD, 100, RALEIGH, NC 27603-3581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 E MARSHALL ST, WAYNESVILLE, NC 28786-3327

Mortgage

Document Number	0001035303
Date	Jul 1, 2021
Instrument	1035/303

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 16, 2021
Property Address	465 E MARSHALL ST, WAYNESVILLE, NC 28786-3327
Document Number	0000211742
Book / Page	1021 / 1742
Instrument Date	Feb 11, 2021
Instrument	2021001792
Transaction Type	Foreclosure
Record Updated	Mar 16, 2021

Transaction

Amount	Amount on Record
Tax	$308.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 27131, RALEIGH, NC 27611-7131

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 16, 2021
Property Address	465 E MARSHALL ST, WAYNESVILLE, NC 28786-3327
Document Number	0010211742
Book / Page	1021 / 1742
Instrument Date	Feb 11, 2021
Instrument	2021001792
Transaction Type	Foreclosure
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Tax	$308.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 27131, RALEIGH, NC 27611-7131

Tax Assessment & Valuation

The 2025 property tax bill for 465 E Marshall St was $1,206.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,400 (-) Land $37,300 Building $153,100
2025	$1,206.00	$190,400 Land $37,300 Building $153,100	$190,400 Land $37,300 Building $153,100
2023		$190,400 Land $37,300 Building $153,100	$190,400 Land $37,300 Building $153,100
2021			$190,400 Land $37,300 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 E Marshall St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1995–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 E Marshall St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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