465 E Main St, Letts, IA 52754 Property Records

Louisa County property record for 465 E Main St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 956 sqft · built 1948
Lot Size	0.432 acres (18,840 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 2015)
Tax Bill	$1,250 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-108-002`

Property Details

APN / Parcel Number

Primary APN	`04-05-108-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1948
Roof Type	Gable
Lot Area	18,840 sqft (0.432 acres)
Lot Dimensions	157 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Deck Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	465 E MAIN ST
City	LETTS
State	IA
Zip	52754-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 75 3 LETTS L3-4 BLK35
Legal Block	35
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4028
Census Tract	450100

Owner

Source: Louisa County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	465 E MAIN ST, LETTS, IA 52754-9794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage MEMBERS COMMUNITY CU
Feb 3, 2021	Quit Claim Deed, Transfer · Conventional Mortgage MEMBERS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2015 · Amount on Record
Deed Sale	Oct 20, 2015 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	20151023
Last Transfer Date	Feb 3, 2021
Transfer Doc	20210186
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	465 E MAIN ST, LETTS, IA 52754-9794
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220432
Date	Mar 8, 2022
Instrument	2022-0432

Lender

Name	MEMBERS COMMUNITY CU
Type	Credit Union
Address	MUSCATINE, IA 52761

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Feb 28, 2029

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUISA IA
Recording Date	Feb 3, 2021
Property Address	465 E MAIN ST, LETTS, IA 52754-9794
Document Number	20210186
Instrument Date	Dec 24, 2020
Instrument	2021-0186
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 E MAIN ST, LETTS, IA 52754-9794

Mortgage

Document Number	20210187
Date	Feb 3, 2021
Instrument	2021-0187

Lender

Name	MEMBERS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,300 (+52.29%) Land $18,980 Building $105,320	$124,300 (+52.29%) Land $18,980 Building $105,320
2024	$1,250.00 (+5.22%)
2023		$81,620 (+17.19%) Land $18,980 Building $62,640	$81,620 (+17.19%) Land $18,980 Building $62,640
2022	$1,188.00	$69,650 Land $18,980 Building $50,670
2021			$69,650 Land $18,980 Building $50,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Louisa Communications Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Nextlink, Verizon.

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