465 E Main St, Brevard, NC 28712 Property Records

Transylvania County property record for 465 E Main St, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,211 sqft · built 1988
Lot Size	0.31 acres (13,457 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Oct 2019)
Tax Bill	$1,420 (2026)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8585-69-9246-000`

Property Details

APN / Parcel Number

Primary APN	`8585-69-9246-000`
Alternative APN	`70382860`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,211 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,457 sqft (0.31 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70382860
Street Address	465 E MAIN ST
City	BREVARD
State	NC
Zip	28712-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L2-R PARK AVE
Legal Subdivision	ERIK A RASMUSSEN AND FRANCES F RASMUSSEN
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	3
Census Block	3021
Census Tract	960301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street Historic District listed 2009 · 16 contributing resources · NRIS 09000638

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

465 E Main St is owned and occupied by an individual who bought it in October 2019.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	465 E MAIN ST, BREVARD, NC 28712-3836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Prior Sale	Aug 1, 1995 · Amount on File
Deed Document Number	20195642
Deed Book / Page	898 / 776
Prior Transfer Date	Nov 19, 2010
Prior Transfer Doc	0005570425
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	465 E MAIN ST, BREVARD, NC 28712-3836
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 E MAIN ST, BREVARD, NC 28712-3836

Mortgage

Document Number	0009410573
Date	Sep 28, 2020
Book Page	941/573
Instrument	2020005758

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	900 Months
Due	Sep 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Type Change Date	Oct 1, 2021
Change Frequency	Monthly
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	465 E MAIN ST, BREVARD, NC 28712-3836
Document Number	0009410587
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 E MAIN ST BREVARD NC 287123836, BREVARD, NC 28712-3836

Mortgage

Document Number	0009410587
Date	Sep 28, 2020
Book Page	000941/000587
Instrument	5759

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Sep 27, 2095

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Oct 28, 2019
Property Address	465 E MAIN ST, BREVARD, NC 28712-3836
Document Number	0008980776
Book / Page	000898 / 000776
Instrument Date	Oct 25, 2019
Instrument	5642
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$34.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PARK AVE BREVARD NC 287123550, BREVARD, NC 28712-3550

Tax Assessment & Valuation

The 2026 property tax bill for 465 E Main St was $1,420.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,420.00	$692,250 (-) Land $175,000 Building $517,250	$692,250 (-) Land $175,000 Building $517,250
2025	$1,420.00	$692,250 Land $175,000 Building $517,250	$692,250 Land $175,000 Building $517,250
2023	$2,986.00	$495,060 Land $175,000 Building $320,060	$495,060 Land $175,000 Building $320,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 E Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Vyve Broadband.

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