465 Delaware Rd, Franklin, VA 23851 Property Records

Franklin City property record for 465 Delaware Rd, Franklin, VA 23851

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,172 sqft · built 2006
Lot Size0.57 acres (24,828 sqft)
OwnerIndividual Name on File
Last Sale$225,200 (Oct 2018)
Tax Bill$3,511 (2026)
Deeds & MortgagesApr 2024 Second Mortgage
Aug 2019 Line of Credit
+ 2 more
APN053 197 4

Property Details

APN / Parcel Number

Primary APN053 197 4
Alternative APN
  • 1656

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,172 sqft Living Area
Gross Area3,344 sqft
1st Floor Area2,064 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2013
Exterior MaterialVinyl
Construction TypeConcrete
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,828 sqft (0.57 acres)
DrivewayConcrete Driveway
PorchSlab
Porch Area72 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1656
Street Address465 DELAWARE RD
CityFRANKLIN
StateVA
Zip23851-2998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeROA
Legal DescriptionA & D RY RT 687 LOT 4 DELAWARE ROAD 053-(197)-4
Legal SubdivisionJOHN R BAINE PROP
Legal Lot Number4
JurisdictionFRANKLIN CITY VA
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3020
Census Tract90100

Owner

465 Delaware Rd is owned and occupied by an individual who bought it in October 2018.

Source: Franklin City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address465 DELAWARE RD, FRANKLIN, VA 23851-2998
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAYPORT CREDIT UNION
Aug 27, 2019Deed of Trust, Mortgage · Line of Credit
NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Nov 16, 2018Deed of Trust, Mortgage · Line of Credit
NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Oct 2, 2018Warranty Deed, Transfer · ARM
NEWPORT NEWS SHIPBUILDING EMPLOYEES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2018 · Amount on File
Deed SaleOct 2, 2018 · Amount on File
Prior SaleDec 28, 2010 · Amount on File
Deed Document Number20182335
Transfer Doc01000/2683
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY VA
Property Address465 DELAWARE RD, FRANKLIN, VA 23851-2998
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0240000846
DateApr 10, 2024
Instrument240000846
Lender
NameBAYPORT CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueApr 10, 2039
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY VA
Property Address465 DELAWARE RD, FRANKLIN, VA 23851-2998
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190001803
DateAug 27, 2019
Instrument190001803
Lender
NameNEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 9, 2044
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY VA
Property Address465 DELAWARE RD, FRANKLIN, VA 23851-2998
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180002720
DateNov 16, 2018
Instrument180002720
Lender
NameNEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueOct 26, 2043
Interest
Rate TypeAdjustable Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateOct 2, 2018
Property Address465 DELAWARE RD, FRANKLIN, VA 23851-2998
Document Number0180002335
Instrument DateSep 20, 2018
Instrument180002335
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 DELAWARE RD, FRANKLIN, VA 23851-2998
InvestorPossibly a Property Investor

Mortgage

Document Number0180002336
DateOct 2, 2018
Instrument180002336
Lender
NameNEWPORT NEWS SHIPBUILDING EMPLOYEES
Agreement
TypeARM
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Type Change DateNov 1, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 465 Delaware Rd was $3,511, up 4.8% from the year before.

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFranklin City
Unified School DistrictFranklin City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,511.00 (+4.84%)$340,900 (+4.83%) Land $45,000 Building $295,900$340,900 (+4.83%) Land $45,000 Building $295,900
2025$3,349.00$325,200 Land $45,000 Building $280,200$325,200 Land $45,000 Building $280,200
2023$292,600 Land $38,500 Building $254,100$292,600 Land $38,500 Building $254,100
2019$2,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 465 Delaware Rd; there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Delaware Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRANKLIN
serves 9,000 people · EPA ID VA3620350
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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