Seminole County property record for 465 Dancing Water Dr, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,233 sqft · built 2019 |
| Owner | Individual Name on File |
| Last Sale | $746,000 (Dec 2023) |
| Tax Bill | $8,226 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-31-5VK-0000-3540 |
| Primary APN | 06-21-31-5VK-0000-3540 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,233 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| 2nd Floor Area | 1,891 sqft |
| Upper Floors Area | 1,891 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Garage Area | 669 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 465 DANCING WATER DR |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-0018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 354 TUSKAWILLA CROSSINGS PHASE 1 PLAT BOOK 83 PAGES 75-89 |
| Legal Section | 06 |
| Legal Subdivision | TUSKAWILLA CROSSINGS |
| Legal Phase | 1 |
| Legal Lot Number | 354 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 21306 |
465 Dancing Water Dr is owned and occupied by an individual who bought it in December 2023.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 465 DANCING WATER DR, WINTER SPGS, FL 32708-0018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Dec 4, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on File |
| Deed Sale | Dec 15, 2023 · Amount on File |
| Prior Sale | Dec 4, 2019 · Amount on File |
| Deed Document Number | 0010553191 |
| Deed Book / Page | 10553 / 191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 465 DANCING WATER DR, WINTER SPRINGS, FL 32708-0018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 465 DANCING WATER DR, WINTER SPRINGS, FL 32708-0018 |
| Document Number | 0109861617 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 10986/1617 |
| Instrument | 2026017222 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Mar 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 15, 2023 |
| Property Address | 465 DANCING WATER DR, WINTER SPRINGS, FL 32708-0018 |
| Document Number | 0105530191 |
| Book / Page | 10553 / 191 |
| Map Reference | MB 83 PG 75-89 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023114232 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | LEADING EDGE TTL OF CTRL FL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,222.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36055 PITCH LN, HILLIARD, FL 32046-0020 |
| Name | Verified Name |
|---|---|
| Address | 465 DANCING WATER DR, WINTER SPRINGS, FL 32708-0018 |
| Investor | Possibly a Property Investor |
| Document Number | 0105530193 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 10553/193 |
| Instrument | 2023114233 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 10.7% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 4, 2019 |
| Property Address | 465 DANCING WATER DR, WINTER SPRINGS, FL 32708-0018 |
| Document Number | 0094911803 |
| Book / Page | 09491 / 1803 |
| Map Reference | MB 83 PG 75 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019131956 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,554.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412 |
| Name | Verified Name |
|---|---|
| Address | 465 DANCING WATER DR, WINTER SPRINGS, FL 32708-0018 |
| Document Number | 0094911807 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 09491/1807 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 465 Dancing Water Dr was $8,226 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,226.00 Homeowner's exemption | $535,050 | $612,640 Land $145,000 Building $467,640 |
| 2023 | $6,046.00 (+2.65%) Homeowner's exemption | $428,782 (+3%) | $575,819 (+13.71%) Land $135,000 Building $440,819 |
| 2022 | $5,890.00 Homeowner's exemption | $416,293 | $506,407 Land $105,000 Building $401,407 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 465 Dancing Water Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2008–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 Dancing Water Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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