465 Commodore Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 465 Commodore Dr, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1970
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2023)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`13-00226-07-00001`

Property Details

APN / Parcel Number

Primary APN	`13-00226-07-00001`
Alternative APNs	`1300226000700001` `00020254`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	100 ft deep x 92 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00020254
Street Address	465 COMMODORE DR
City	FORKED RIVER
State	NJ
Zip	08731-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	92 X 100
Legal Subdivision	FORKED RIV PT NORTH EXT SEC C
Legal Block	226.7
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2040
Census Tract	732104

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2023	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Oct 5, 2005 · Amount on Record
Deed Document Number	202321860
Deed Book / Page	19332 / 653
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 7, 2026
Property Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821
Document Number	0000053863
Book / Page	20427 / 1917
Instrument Date	May 26, 2026
Instrument	202653863
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,217.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821

Mortgage

Document Number	0000053864,
Date	Jul 7, 2026
Instrument	202653864

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000053865,
Date	Jul 7, 2026
Book Page	20427/1938
Instrument	202653865

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 16, 2031

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Apr 20, 2026
Property Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821
Document Number	0000030314
Book / Page	20347 / 675
Instrument Date	Mar 31, 2026
Instrument	202630314
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030314,
Date	Apr 20, 2026
Book Page	20347/675
Instrument	202630314

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821

Mortgage

Document Number	0196371895
Date	Mar 22, 2024
Book Page	19637/1895
Instrument	2024021259

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 23, 2023
Property Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821
Document Number	0193320653
Book / Page	19332 / 653
Instrument Date	Mar 16, 2023
Instrument	2023021860
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 MEREDITH LN, BRICK, NJ 08723-5023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 COMMODORE DR, FORKED RIVER, NJ 08731-4821
Investor	Possibly a Property Investor

Mortgage

Document Number	2023021861
Date	Mar 23, 2023
Instrument	2023021861

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,800 (-) Land $102,500 Building $91,300	$193,800 (-) Land $102,500 Building $91,300
2025	$5,300.00 (+7.94%)	$193,800 (-) Land $102,500 Building $91,300	$193,800 (-) Land $102,500 Building $91,300
2024	$4,910.00 (+11.97%)
2023		$193,800 Land $102,500 Building $91,300	$193,800 Land $102,500 Building $91,300
2022	$4,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 295 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	295 in force
Nearby Flood Claims	230 (1979–2024)
Claims Outside the SFHA	2 of 230
Most Recent Claim	Jan 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 167 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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