465 Chuck Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 465 Chuck Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,717 sqft · built 1999
Lot Size	3.52 acres (153,331 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,900 (Apr 2019)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-036-001`

Property Details

APN / Parcel Number

Primary APN	`033-036-001`
Alternative APN	`14181`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,717 sqft Heated Area
Basement Area	216 sqft
Unfinished Basement	216 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	153,331 sqft (3.52 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,410 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	1,665 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14181
Street Address	465 CHUCK RD
City	TALKING ROCK
State	GA
Zip	30175-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL21 LT36 PETE MOSS 3.52AC
Legal Subdivision	PETE MOSS MOUNTAIN ESTATES
Legal Lot Number	36
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1022
Census Tract	50400

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 CHUCK RD, TALKING ROCK, GA 30175-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION
Jul 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKSOUTH
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MTG CO LLC
May 2, 2019	Grant Deed, Transfer · Conventional Mortgage BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	2019756
Deed Book / Page	1178 / 974
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Recording Date	Sep 22, 2026
Property Address	465 CHUCK RD, TALKING ROCK, GA 30175-3547
Document Number	1490000805
Book / Page	1490 / 805
Instrument Date	Sep 14, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 CHUCK RD, TALKING ROCK, GA 30175-3547

Mortgage

Document Number	1490000805,
Date	Sep 22, 2026
Book Page	1490/805

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	465 CHUCK RD, TALKING ROCK, GA 30175-3547
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 CHUCK RD, TALKING ROCK, GA 30175-3547

Mortgage

Document Number	0012840000000595
Date	Jul 23, 2021
Book Page	0000001284/0000000595

Lender

Name	BANKSOUTH

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	465 CHUCK RD, TALKING ROCK, GA 30175-3547
Document Number	0012170284
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 CHUCK RD TALKING ROCK GA 301753547, TALKING ROCK, GA 30175-3547

Mortgage

Document Number	0012170284
Date	May 4, 2020
Book Page	001217/000284

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	May 2, 2019
Property Address	465 CHUCK RD, TALKING ROCK, GA 30175-3547
Document Number	0011780974
Book / Page	001178 / 000974
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.90
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 CHUCK RD TALKING ROCK GA 301753547, TALKING ROCK, GA 30175-3547

Mortgage

Document Number	11780976
Date	May 2, 2019
Book Page	001178/000976

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,820 (-) Land $14,784 Building $232,036	$617,051 (-) Land $36,960 Building $580,091
2025	$2,839.00 (-8.15%) Homeowner's exemption	$246,820 (+57.22%) Land $14,784 Building $232,036	$617,051 (+57.22%) Land $36,960 Building $580,091
2023	$3,091.00 (-3.16%) Homeowner's exemption	$156,990 (-) Land $14,784 Building $142,206	$392,475 (-) Land $36,960 Building $355,515
2022	$3,192.00 Homeowner's exemption	$156,990 Land $14,784 Building $142,206	$392,475 Land $36,960 Building $355,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: T-Mobile.

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