465 C St, Independence, OR 97351 Property Records

Polk County property record for 465 C St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1900
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (May 2008)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08428-BA-12900`

Property Details

APN / Parcel Number

Primary APN	`08428-BA-12900`
Alternative APN	`203825`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	288 sqft
Deck Area	181 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	203825
Street Address	465 C ST
City	INDEPENDENCE
State	OR
Zip	97351-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HILLS TOWN OF INDEPENDENCE LOT 7 8 BLOCK 18
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS TOWN OF INDEPENDENCE
Legal Block	18
Legal Lot Number	7,8
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3031
Census Tract	20305

Owner

Source: Polk County records · APN 08428-BA-12900

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	465 C ST, INDEPENDENCE, OR 97351-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2008 · Amount on Record
Deed Sale	May 30, 2008 · Amount on Record
Prior Sale	Apr 07, 2008 · Amount on Record
Deed Document Number	20087009
Prior Transfer Date	Oct 26, 2004
Prior Transfer Doc	0000017495
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	465 C ST, INDEPENDENCE, OR 97351-2018
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011377
Date	Jul 13, 2021
Instrument	2021-011377

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,660 (+3%) Land $68,770 Building $120,890	$342,560 (-4.11%) Land $148,000 Building $194,560
2025	$3,360.00 (+3.77%)	$184,140 (+3%) Land $66,770 Building $117,370	$357,260 (+4.61%) Land $147,300 Building $209,960
2024	$3,238.00 (-2.5%)	$178,780 (+3%) Land $64,830 Building $113,950	$341,520 (-2.1%) Land $135,000 Building $206,520
2023	$3,321.00 (+8.92%)	$173,580 (+3%) Land $62,940 Building $110,640	$348,840 (+9.49%) Land $136,200 Building $212,640
2022	$3,049.00	$168,530 Land $61,100 Building $107,430	$318,590 Land $115,500 Building $203,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Monmouth Independence Network Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Networks Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications & Technologies, Lumen Technologies.

Based on FCC filings for 408 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.