465 Bear Trl, Galena, MO 65656 Property Records

Stone County property record for 465 Bear Trl, Galena, MO 65656

Property Summary

Property Type	Single Family Home
Details	2,194 sqft · built 2006
Lot Size	48.4 acres (2,109,611 sqft)
Owner	Individual Name on Record
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-5.0-22-000-000-002.002`

Property Details

APN / Parcel Number

Primary APN	`08-5.0-22-000-000-002.002`

Interior

Stories	1 Story
Building Area	2,194 sqft Adjusted Area
Interior Walls	Paneling

Exterior

Year Built	Built 2006
Exterior Material	Logs
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	2,109,611 sqft (48.4 acres)
Garage Area	3,200 sqft
Parking Spaces	11 Parking Spaces
Utility Building	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	465 BEAR TRL
City	GALENA
State	MO
Zip	65656-7462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	ALL THE NW 1/4 OF THE NE 1/4; ALSO INCLUDING TRACT 1 OF SURVEY BK 82, PG 81: BEGINNING AT THE NW CORNER OF THE SW1/4 OF THE N
Legal Tract	1
Jurisdiction	STONE MO
Township / Civil Division	RUTH A
Census Block Group	2
Census Block	2030
Census Tract	90606

Owner

Source: Stone County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	465 BEAR TRL, GALENA, MO 65656-7462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Sep 19, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022
Deed Sale	Apr 18, 2022
Prior Sale	Nov 22, 2016
Deed Document Number	202200006325
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	465 BEAR TRL, GALENA, MO 65656-7462
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 BEAR TRL, GALENA, MO 65656-7462

Mortgage

Document Number	202300008804
Date	Aug 18, 2023
Instrument	202300008804

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	BRANSON, MO 65616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2043

Interest

Rate Type	Adjustable Rate
Rate	9%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 16, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	14%
Index	1-Year CMT
Max Rate	14%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	465 BEAR TRL, GALENA, MO 65656-7462
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 BEAR TRL, GALENA, MO 65656-7462

Mortgage

Document Number	202200013228
Date	Sep 19, 2022
Instrument	202200013228

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	BRANSON, MO 65616

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Apr 18, 2022
Property Address	465 BEAR TRL, GALENA, MO 65656-7462
Document Number	202200006325
Instrument Date	Apr 14, 2022
Instrument	202200006325
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 BEAR TRL, GALENA, MO 65656-7462

Mortgage

Document Number	202200006326
Date	Apr 18, 2022
Instrument	202200006326

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	1-Year CMT
Margin	3
Max Rate	8.62%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	465 BEAR TRL, GALENA, MO 65656-7462
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008483
Date	Jul 21, 2020
Instrument	202000008483

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00 (+246.05%)	$65,310 (+246.1%)	$347,100 (+240.96%) Land $19,100 Building $328,000
2023	$923.00	$18,870	$101,800 Land $14,200 Building $87,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Brightspeed, White River Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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