465 Banyon Rd, Toney, AL 35773 Property Records

Madison County property record for 465 Banyon Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,349 sqft · built 2020
Owner	2 Company Names on Record
Last Sale	$48,000 (Jan 2026)
Tax Bill	$611 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-08-33-0-000-061.020`

Property Details

APN / Parcel Number

Primary APN	`04-08-33-0-000-061.020`
Alternative APN	`566291`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,349 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	566291
Street Address	465 BANYON RD
City	TONEY
State	AL
Zip	35773-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 33 T1S R1W COMM CTR SEC 33 TH W 845.73 FT TH N 115.07 FT TH NELY 244.08 FT TO POB TH N 6 DEG W 239.97 FT TO S MAR BANYON
Legal Range	01W
Legal Township	01S
Legal Section	33
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2033
Census Tract	10405

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	465 BANYON RD, TONEY, AL 35773-8965
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Intrafamily Transfer, Transfer
Apr 1, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Deed Book / Page	2026 / 2949
Prior Transfer Date	Jan 23, 2026
Prior Transfer Doc	0000002949
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON AL
Recording Date	Jan 26, 2026
Property Address	465 BANYON RD, TONEY, AL 35773-8965
Document Number	0000002949
Book / Page	DEED2026 / 2949
Instrument Date	Jan 23, 2026
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 BANYON RD, TONEY, AL 35773-8965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 BANYON RD, TONEY, AL 35773-8965

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Apr 1, 2021
Property Address	465 BANYON RD, TONEY, AL 35773-8965
Document Number	0000027015
Instrument Date	Mar 31, 2021
Instrument	2021-00027015
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023
Title Company	BOLD TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 277, MERIDIANVILLE, AL 35759-0277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 BANYON RD, TONEY, AL 35773-8965

Mortgage

Document Number	0000027016
Date	Apr 1, 2021
Instrument	2021-00027016

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$611.00 (+4.62%) Homeowner's exemption	$18,180 (+4.24%) Land $1,300 Building $16,880	$181,700 (+4.25%) Land $13,000 Building $168,700
2023	$584.00 (+14.29%) Homeowner's exemption	$17,440 (+12.95%) Land $1,300 Building $16,140	$174,300 (+12.89%) Land $13,000 Building $161,300
2022	$511.00 Homeowner's exemption	$15,440 Land $1,300 Building $14,140	$154,400 Land $13,000 Building $141,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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