465 Albemarle Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 465 Albemarle Rd, Wilmington, NC 28405

Property Summary

Property Type	Patio Home
Details	3 bd · 3 ba · 2,003 sqft · built 2014
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Aug 2014)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05000-001-030-000`

Property Details

APN / Parcel Number

Primary APN	`R05000-001-030-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,003 sqft Living Area
1st Floor Area	1,506 sqft
Basement Area	497 sqft
Finished Basement	497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Patio Home
Exterior Material	Wood
Lot Area	8,581 sqft (0.197 acres)
Terrain	Low
Garage Area	463 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	185 sqft
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	465 ALBEMARLE RD
City	WILMINGTON
State	NC
Zip	28405-2665
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 59 PH 3 LANTANA CROSSING
Legal Subdivision	LEE'S CUT BOATING SPACES
Legal Block	1
Legal Lot Number	59
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2028
Census Tract	11606

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	465 ALBEMARLE RD, WILMINGTON, NC 28405-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Feb 21, 2017	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2014 · Amount on Record
Deed Sale	Aug 8, 2014 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	201420862
Deed Book / Page	5831 / 1951
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	465 ALBEMARLE RD, WILMINGTON, NC 28405-2665
Document Number	0063312308
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 ALBEMARLE RD WILMINGTON NC 284052665, WILMINGTON, NC 28405-2665

Mortgage

Document Number	0063312308
Date	Jul 13, 2020
Book Page	006331/002308
Instrument	26598

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	465 ALBEMARLE RD, WILMINGTON, NC 28405-2665
Document Number	0060392061
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 ALBEMARLE RD WILMINGTON NC 284052665, WILMINGTON, NC 28405-2665

Mortgage

Document Number	0060392061
Date	Feb 27, 2017
Book Page	006039/002061
Instrument	5874

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,100 (-) Land $109,200 Building $275,900	$385,100 (-) Land $109,200 Building $275,900
2025	$1,508.00 (+9.43%)	$385,100 (+51.55%) Land $109,200 Building $275,900	$385,100 (+51.55%) Land $109,200 Building $275,900
2024	$1,378.00 (+0.29%)
2023	$1,374.00 (-0.94%)	$254,100 Land $60,100 Building $194,000	$254,100 Land $60,100 Building $194,000
2022	$1,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	6 (1987–2018)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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