465 Abbott Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 465 Abbott Ave, Ridgefield, NJ 07657

Property Summary

Property TypeSingle Family Home
Details2,312 sqft · built 1924
Lot Size0.249 acres (10,851 sqft)
OwnerIndividual Name on Record
Last Sale$534,000 (Jan 2020)
Tax Bill$12,131 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN49-03403-0000-00003

Property Details

APN / Parcel Number

Primary APN49-03403-0000-00003
Alternative APNs
  • 4900162000000026A
  • 490340300003

Interior

Stories2 Stories
Building Area2,312 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame
Lot Area10,851 sqft (0.249 acres)
Lot Dimensions175 ft deep x 62 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4900162000000026A
Street Address465 ABBOTT AVE
CityRIDGEFIELD
StateNJ
Zip07657-2410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description62X175
Legal Block3403
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEFIELD
Census Block Group2
Census Block2033
Census Tract45200

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address465 ABBOTT AVE, RIDGEFIELD, NJ 07657-2410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Jan 27, 2020Grant Deed, Transfer · Conventional with PMI
HOMETOWN EQUITY MORTGAGE HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Deed Document Number20208144
Deed Book / Page3476 / 223
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address465 ABBOTT AVE, RIDGEFIELD, NJ 07657-2410
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051260809
DateNov 16, 2023
Book Page5126/809
Instrument2023074894
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJan 27, 2020
Property Address465 ABBOTT AVE, RIDGEFIELD, NJ 07657-2410
Document Number0034760223
Book / Page003476 / 000223
Instrument DateOct 15, 2019
Instrument20008144
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$534.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 ABBOTT AVE RIDGEFIELD NJ 076572410, RIDGEFIELD, NJ 07657-2410

Mortgage

Document Number34760229
DateJan 27, 2020
Book Page003476/000229
Instrument20008145
Lender
NameHOMETOWN EQUITY MORTGAGE HOMETOWN EQUITY MORTGAGE
TypeBank
AddressST PETERS, MO 63376
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgefield Borough
Unified School DistrictRidgefield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$725,600 (+1.33%) Land $390,900 Building $334,700$725,600 (+1.33%) Land $390,900 Building $334,700
2025$12,131.00 (+4.33%)$716,100 (+5.88%) Land $385,900 Building $330,200$716,100 (+5.88%) Land $385,900 Building $330,200
2024$11,627.00 (+4.54%)
2023$676,300 Land $365,900 Building $310,400$676,300 Land $365,900 Building $310,400
2022$11,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1978–2021)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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