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465 77th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 465 77th St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,188 sqft · built 1955
Lot Size0.13 acres (5,664 sqft)
OwnerIndividual Name on File
Tax Bill$4,524 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jul 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN291100 160.60-1-20

Property Details

APN / Parcel Number

Primary APN291100 160.60-1-20
Alternative APNs
  • 11001600600001020000
  • 14/7466.C

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Lot Area5,664 sqft (0.13 acres)
Lot Dimensions113 ft deep x 50 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14/7466.C
Street Address465 77TH ST
CityNIAGARA FALLS
StateNY
Zip14304-3333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 439 BL D LOT N PT 127
Legal Block1
Legal Lot Number20.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group3
Census Block3010
Census Tract22100

Owner

Source: Niagara County and Niagara Falls City assessment roll, APN 291100 160.60-1-20, as of April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address465 77TH ST, NIAGARA FALLS, NY 14304-3333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Jul 23, 2018Loan Modification, Mortgage · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 26, 1999
Transfer Doc2970000104
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address465 77TH ST, NIAGARA FALLS, NY 14304-3333
Transaction TypeMortgage
Record UpdatedApr 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 77TH ST, NIAGARA FALLS, NY 14304-3333

Mortgage

Document Number0000003255
DateMar 04, 2024
Instrument2024-03255
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNIAGARA NY
Property Address465 77TH ST, NIAGARA FALLS, NY 14304-3333
Document Number0000013084
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedAug 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 77TH ST NIAGARA FALLS NY 143043333, NIAGARA FALLS, NY 14304-3333

Mortgage

Document Number0000013084
DateAug 01, 2018
Instrument13084
Lender
NameBANK OF AMERICA
TypeBank
AddressTHOUSAND OAKS, CA 91360
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 31, 2033
Interest
Rate TypeAdjustable Rate
Rate9.99%

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll as of April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,524.00$71,000 (-) Land $3,400 Building $67,600$157,800 (+2%) Land $7,557 Building $150,243
2023$71,000 Land $3,400 Building $67,600$131,500 Land $6,297 Building $125,203

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Niagara County (36063C), as of November 6, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 874 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3100568, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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