46492 381st Ave, Saint Peter, MN 56082 Property Records

Nicollet County property record for 46492 381st Ave, Saint Peter, MN 56082

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1.5 ba · 2,721 sqft · built 1993
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Mar 2014)
Tax Bill	$4,058 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10.302.0900`

Property Details

APN / Parcel Number

Primary APN	`10.302.0900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,721 sqft Living Area
Attic	Attic
Attic Area	302 sqft
Basement Area	624 sqft
Flooring	Wood
Interior Walls	Log

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	334 sqft
Patio Area	255 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46492 381ST AVE
City	SAINT PETER
State	MN
Zip	56082-4098
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	TRACT NO 1 OF N 1/2 OF NE 1/4 OF SE 1/4 ACRES 2.50 SUR 2.52
Legal Range	27
Legal Township	109
Legal Section	02
Legal Tract	1
Jurisdiction	NICOLLET MN
Township / Civil Division	OSHAWA
Census Block Group	2
Census Block	2010
Census Tract	480200

Owner

46492 381st Ave, a residential property, is owned and occupied by two individuals who acquired it in August 2025.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46492 381ST AVE, SAINT PETER, MN 56082-4098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit MINNESOTA VALLEY FEDERAL CREDIT UNION
Aug 22, 2025	Intrafamily Transfer, Transfer
May 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2014 · Amount on File
Deed Sale	Mar 3, 2014 · Amount on File
Deed Document Number	201429138
Last Transfer Date	Aug 18, 2025
Transfer Doc	0000354994
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Recording Date	Jul 16, 2026
Property Address	46492 381ST AVE, SAINT PETER, MN 56082-4098
Document Number	0000358745
Instrument Date	Jul 7, 2026
Instrument	2026358745
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	E RECORDING PARTNERS NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46492 381ST AVE, SAINT PETER, MN 56082-4098

Mortgage

Document Number	0000358745,
Date	Jul 16, 2026
Instrument	2026358745

Lender

Name	MINNESOTA VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NICOLLET MN
Recording Date	Aug 22, 2025
Property Address	46492 381ST AVE, SAINT PETER, MN 56082-4098
Document Number	0000354994
Instrument Date	Aug 18, 2025
Instrument	354994
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46492 381ST AVE, SAINT PETER, MN 56082-4098

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46492 381ST AVE, SAINT PETER, MN 56082-4098

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	May 9, 2017
Property Address	46492 381ST AVE, SAINT PETER, MN 56082-4098
Document Number	0000319636
Instrument Date	May 5, 2017
Instrument	319636
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46599 391ST AVE, SAINT PETER, MN 56082-5011

Tax Assessment & Valuation

The 2026 property tax bill for 46492 381st Ave was $4,058 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
County Subdivision	Oshawa Township
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,058.00 Homeowner's exemption	$386,300 (+2.66%) Land $88,500 Building $297,800	$386,300 (+2.66%) Land $88,500 Building $297,800
2025	$4,058.00 (+6.73%) Homeowner's exemption	$376,300 Land $78,500 Building $297,800	$376,300 Land $78,500 Building $297,800
2024	$3,802.00 (+49.92%)
2023	$2,536.00 Homeowner's exemption	$360,100 Land $78,500 Building $281,600	$360,100 Land $78,500 Building $281,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46492 381st Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2010–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46492 381st Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Netwave Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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