46491 Cedarhurst Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 46491 Cedarhurst Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,328 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jul 2010)
Tax Bill	$6,469 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-39-6254-000`

Property Details

APN / Parcel Number

Primary APN	`018-39-6254-000`
Alternative APN	`81 T 6 231`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,328 sqft Living Area
1st Floor Area	980 sqft
Basement Area	1,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46491 CEDARHURST DR
City	STERLING
State	VA
Zip	20165-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.5-D LOT 231 201007080040165
Legal Subdivision	POTOMAC LAKE
Legal Block	2
Legal Lot Number	231
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611206

Owner

46491 Cedarhurst Dr is owned and occupied by two individuals who acquired it in January 2015.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	46491 CEDARHURST DR, STERLING, VA 20165-6450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST COMPANY
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MTG
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2010 · Amount on File
Deed Sale	Jul 8, 2010 · Amount on File
Prior Sale	Feb 1, 1996 · Amount on File
Deed Document Number	201040165
Last Transfer Date	Jan 12, 2015
Transfer Doc	201501140/002053
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46491 CEDARHURST DR, STERLING, VA 20165-6450
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023095
Date	Jun 15, 2023
Instrument	202306150023095

Lender

Name	MANUFACTURERS & TRADERS TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46491 CEDARHURST DR, STERLING, VA 20165-6450
Document Number	20200225012701
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46491 CEDARHURST DR STERLING VA 201656450, STERLING, VA 20165-6450

Mortgage

Document Number	20200225012701
Date	Feb 25, 2020
Instrument	12701

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46491 CEDARHURST DR, STERLING, VA 20165-6450
Document Number	20180104000672
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	20180104000672
Date	Jan 4, 2018
Instrument	672

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46491 Cedarhurst Dr was $6,469, up 3.4% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,469.00 (+3.4%)	$803,610 (+3.39%) Land $278,900 Building $524,710	$803,610 (+3.39%) Land $278,900 Building $524,710
2025	$6,256.00	$777,260 Land $253,900 Building $523,360	$777,260 Land $253,900 Building $523,360
2023	$6,362.00	$727,170 Land $233,900 Building $493,270	$727,170 Land $233,900 Building $493,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46491 Cedarhurst Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46491 Cedarhurst Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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