4649 Winchester Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 4649 Winchester Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,334 sqft · built 2002
Lot Size	0.196 acres (8,540 sqft)
Owner	Individual Name on File
Last Sale	$406,000 (Oct 2002)
Tax Bill	$8,843 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-350-009-6`

Property Details

APN / Parcel Number

Primary APN	`034-350-009-6`
Alternative APN	`034-350-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,334 sqft Living Area
1st Floor Area	2,334 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,540 sqft (0.196 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4649 WINCHESTER DR
City	OAKLEY
State	CA
Zip	94561-6350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-1
Legal Description	T7658 L9
Legal Subdivision	SUBDIVISION 7658
Legal Tract	7658
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	302014

Owner

4649 Winchester Dr is owned and occupied by an individual who acquired it in April 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4649 WINCHESTER DR, OAKLEY, CA 94561-6350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Apr 17, 2020	Quit Claim Deed, Transfer PROVIDENT CU
Nov 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2002 · Amount on File
Deed Sale	Oct 29, 2002 · Amount on File
Deed Document Number	2002396048
Last Transfer Date	Apr 8, 2020
Transfer Doc	0000073334
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4649 WINCHESTER DR, OAKLEY, CA 94561-6350
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 WINCHESTER DR, OAKLEY, CA 94561-6350

Mortgage

Document Number	0000312839
Date	Dec 14, 2020
Instrument	2020-312839

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4649 WINCHESTER DR, OAKLEY, CA 94561-6350
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 WINCHESTER DR, OAKLEY, CA 94561-6350

Mortgage

Document Number	0000242707
Date	Aug 30, 2021
Instrument	2021-242707

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2020
Property Address	4649 WINCHESTER DR, OAKLEY, CA 94561-6350
Document Number	0000073334
Instrument Date	Apr 8, 2020
Instrument	73334
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4649 WINCHESTER DR OAKLEY CA 945616350, OAKLEY, CA 94561-6350

Mortgage

Document Number	73335
Date	Apr 17, 2020
Instrument	73335

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4649 WINCHESTER DR, OAKLEY, CA 94561-6350
Document Number	0000216262
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 WINCHESTER DR OAKLEY CA 945616350, OAKLEY, CA 94561-6350

Mortgage

Document Number	0000216262
Date	Nov 16, 2017
Instrument	216262

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4649 WINCHESTER DR, OAKLEY, CA 94561-6350
Document Number	0000136057
Instrument Date	Jul 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 WINCHESTER DR OAKLEY CA 945616350, OAKLEY, CA 94561-6350

Mortgage

Document Number	0000136057
Date	Jul 28, 2017
Instrument	136057

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$648,547 (+2%) Land $147,716 Building $500,831
2025	$8,843.00 (+3.15%) Homeowner's exemption	$635,831 (+4.04%) Land $144,820 Building $491,011
2023	$8,573.00 (+1.12%) Homeowner's exemption	$611,144 Land $139,198 Building $471,946
2022	$8,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4649 Winchester Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4649 Winchester Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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