4649 Preacher Ln, Jay, FL 32565 Property Records

Santa Rosa County property record for 4649 Preacher Ln, Jay, FL 32565

Property Summary

Property Type	Agricultural Vacant Land
Details	2 bd · 2 ba · 6,416 sqft · built 2007
Lot Size	9.1 acres (396,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Feb 2026)
Tax Bill	$1,778 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-4N-29-0000-00604-0000`

Property Details

APN / Parcel Number

Primary APN	`14-4N-29-0000-00604-0000`
Alternative APN	`N294140000006040000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	6,416 sqft Gross Area
1st Floor Area	3,620 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Logs
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	396,396 sqft (9.1 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	2,220 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4649 PREACHER LN
City	JAY
State	FL
Zip	32565-9276
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	AG-RR
Legal Description	COM NW SEC COR TH S 8937 09 E ALG N SEC LI 577.78 FT TO POB TH CONT S 893709E 772 FT TO NE COR W2 NW4 TH S 01253 W ALG E LI W2 NW4 564 FT TH N 893709W 772 FT TH N 0*12 53E 564 FT TO POB AS DES IN OR 2677 PG 1771 LESS RD R/W (OUT OF # 6.3)
Legal Range	29W
Legal Township	4N
Legal Section	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3043
Census Tract	10200

Owner

Source: Santa Rosa County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4649 PREACHER LN, JAY, FL 32565-9276
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GULF WINDS FCU
Feb 2, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Deed Document Number	20265006
Deed Book / Page	4704 / 132
Prior Transfer Date	Dec 4, 2006
Prior Transfer Doc	0026771771
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4649 PREACHER LN, JAY, FL 32565-9276
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 PREACHER LN, JAY, FL 32565-9276

Mortgage

Document Number	0041460367
Date	Jul 9, 2021
Book Page	4146/367
Instrument	202146131

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 2, 2026
Property Address	4649 PREACHER LN, JAY, FL 32565-9276
Document Number	0047040132
Book / Page	4704 / 132
Instrument Date	Jan 26, 2026
Instrument	202605006
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10100 HILLVIEW DR APT 401, 401, PENSACOLA, FL 32514-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 PREACHER LN, JAY, FL 32565-9276

Mortgage

Document Number	0004704135
Date	Feb 2, 2026
Instrument	4704/135

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,345 (+2.88%)	$371,345 (+23.56%) Land $99,840 Building $271,505
2024	$1,778.00 (-1.33%) Homeowner's exemption Widower's exemption	$170,439 (+2.98%)	$300,550 (+5.93%) Land $17,278 Building $283,272
2023	$1,802.00 (+2.27%) Homeowner's exemption	$165,512 (+2.98%)	$283,735 (+0.96%) Land $13,278 Building $270,457
2022	$1,762.00 Homeowner's exemption	$160,728	$281,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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