Hamilton County property record for 4649 Orchard Ln, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,657 sqft · built 1950 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $366,500 (Jun 2022) |
| Tax Bill | $5,300 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0210-0462-00 |
| Primary APN | 600-0210-0462-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,657 sqft Living Area |
| Gross Area | 2,126 sqft |
| 1st Floor Area | 949 sqft |
| Attic | Attic |
| Attic Area | 228 sqft |
| Basement Area | 949 sqft |
| Finished Basement | 480 sqft |
| Unfinished Basement | 469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 183 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4649 ORCHARD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | ORCHARD LN 50 X 183.17 R1-T4-S13 NE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 24001 |
4649 Orchard Ln is owned by a company that bought it in June 2022.
Source: Hamilton County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 32 MOUNTAIN AVE, NORWOOD, MA 02062-3659 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Sep 13, 2022 | Warranty Deed, Transfer |
| Jun 27, 2022 | Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 16, 2021 | Transfer on Death Deed, Transfer |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Prior Sale | May 31, 2019 · Amount on File |
| Deed Document Number | 202263007 |
| Deed Book / Page | 14696 / 365 |
| Prior Transfer Date | Apr 14, 2021 |
| Prior Transfer Doc | 0000048023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4649 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000112319 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 14283/88 |
| Instrument | 2020-0112319 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 13, 2022 |
| Property Address | 4649 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000087267 |
| Book / Page | 14750 / 596 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-0087267 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 MOUNTAIN AVE, NORWOOD, MA 02062-3659 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 27, 2022 |
| Property Address | 4649 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000063007 |
| Book / Page | 14696 / 365 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-0063007 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,099.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 32 MOUNTAIN AVE, NORWOOD, MA 02062-3659 |
| Document Number | 0000063008 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-0063008 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 16, 2021 |
| Property Address | 4649 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000048023 |
| Book / Page | 14398 / 1693 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021-0048023 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 31, 2019 |
| Property Address | 4649 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000042122 |
| Book / Page | 13929 / 01087 |
| Instrument Date | May 29, 2019 |
| Instrument | 2019-0042122 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4649 ORCHARD LN, CINCINNATI, OH 45236-3215 |
| Document Number | 0000042124 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019-0042124 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.87% |
The 2025 property tax bill for 4649 Orchard Ln was $5,300.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,300.00 (-0.04%) | $128,276 (+%) Land $35,403 Building $92,873 | $366,500 Land $101,150 Building $265,350 |
| 2024 | $5,302.00 (+1.34%) | $128,274 (-) Land $35,402 Building $92,872 | |
| 2023 | $5,232.00 (+50.13%) | $128,274 (+77.57%) Land $35,402 Building $92,872 | $366,500 Land $101,150 Building $265,350 |
| 2022 | $3,485.00 Homeowner's exemption | $72,240 Land $19,943 Building $52,297 | |
| 2020 | $206,400 Land $56,980 Building $149,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4649 Orchard Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4649 Orchard Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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