Okaloosa County property record for 4649 Hermosa Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 2009 |
| Lot Size | 0.181 acres (7,864 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,849 (Nov 2009) |
| Tax Bill | $1,479 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-988-3757-8 |
| Primary APN | C56-000-988-3757-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,538 sqft |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 7,864 sqft (0.181 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 132 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4649 HERMOSA RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUGGAN POND EST LOT 120 |
| Legal Range | 23W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Subdivision | DUGGAN POND EST |
| Legal Lot Number | 120 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20702 |
4649 Hermosa Rd is owned and occupied by an individual who bought it in November 2009.
Source: Okaloosa County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4649 HERMOSA RD, CRESTVIEW, FL 32539-6734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2009 · Amount on File |
| Deed Sale | Nov 6, 2009 · Amount on File |
| Prior Sale | Jul 29, 2009 · Amount on File |
| Deed Document Number | 20092599539 |
| Deed Book / Page | 2912 / 2231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4649 HERMOSA RD, CRESTVIEW, FL 32539-6734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034923859 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 3492/3859 |
| Instrument | 3391864 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 4649 Hermosa Rd was $1,479 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,479.00 Homeowner's exemption | $178,653 | $258,468 Land $47,080 Building $211,388 |
| 2023 | $1,386.00 (+2.67%) Homeowner's exemption | $168,561 (+3%) | $276,052 (+8.05%) Land $40,000 Building $236,052 |
| 2022 | $1,350.00 Homeowner's exemption | $163,651 | $255,489 Land $34,078 Building $221,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4649 Hermosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4649 Hermosa Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink.
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