Clermont County property record for 4649 Cardinal Dr, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,004 sqft · built 1995 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Company Name on File |
| Last Sale | $246,000 (Dec 2021) |
| Tax Bill | $3,718 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-05G-291 |
| Primary APN | 41-31-05G-291 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| 1st Floor Area | 468 sqft |
| Basement Area | 468 sqft |
| Finished Basement | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,542 sqft (0.242 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 210 sqft |
|---|---|
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4649 CARDINAL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDUBON PARK C; LOT 100 |
| Legal Subdivision | AUDUBON PARK |
| Legal Lot Number | 100 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41405 |
4649 Cardinal Dr is owned by a company that bought it in December 2021.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | Nov 14, 2017 |
| Deed Document Number | 202142277 |
| Deed Book / Page | 2907 / 309 |
| Prior Transfer Date | Jun 18, 2010 |
| Prior Transfer Doc | 0000015028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 30, 2021 |
| Property Address | 4649 CARDINAL DR, CINCINNATI, OH 45244-1140 |
| Document Number | 0000042277 |
| Book / Page | 2907 / 309 |
| Map Reference | CAB 5 PG 204&205 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 202100042277 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 5, 2017 |
| Property Address | 4649 CARDINAL DR, CINCINNATI, OH 45244-1140 |
| Document Number | 0000020298 |
| Book / Page | 002726 / 000842 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 20298 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4649 CARDINAL DR CINCINNATI OH 452441140, CINCINNATI, OH 45244-1140 |
| Document Number | 20299 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 002726/000844 |
| Instrument | 20299 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2047 |
The 2025 property tax bill for 4649 Cardinal Dr was $3,718.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,718.00 | $72,180 Land $12,500 Building $59,680 | |
| 2024 | $206,200 (-) Land $35,700 Building $170,500 | ||
| 2023 | $7,179.00 (+129.21%) | $72,180 (+37.3%) Land $12,500 Building $59,680 | $206,200 Land $35,700 Building $170,500 |
| 2022 | $3,132.00 | $52,570 Land $9,100 Building $43,470 | |
| 2020 | $150,200 Land $26,000 Building $124,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4649 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4649 Cardinal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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