4649 Aspen Ridge Cir, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4649 Aspen Ridge Cir, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,694 sqft · built 2001
Lot Size	0.158 acres (6,874 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Feb 2022)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-53776-01-100`

Property Details

APN / Parcel Number

Primary APN	`10-53776-01-100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,694 sqft Living Area
Gross Area	3,174 sqft
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	6,874 sqft (0.158 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4649 ASPEN RIDGE CIR
City	SAINT PAUL
State	MN
Zip	55122-4603
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	OAKPOINTE OF EAGAN 2ND ADD 10 1 OAKPOINTE CIC #199 COMMON AREA KNOWN AS OUTLOT A & ALL OF LOT
Legal Subdivision	OAKPOINTE OF EAGAN 2ND ADD
Legal Block	1
Legal Lot Number	100
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	4
Census Block	4001
Census Tract	60734

Owner

4649 Aspen Ridge Cir, a townhouse, is owned and occupied by two individuals who bought it in February 2022.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4649 ASPEN RIDGE CIR, EAGAN, MN 55122-4603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 20, 2021	Warranty Deed, Transfer NORTH AMERICAN TITLE COMPANY
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	20221377438
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 10, 2022
Property Address	4649 ASPEN RIDGE CIR, EAGAN, MN 55122-4603
Document Number	0000858286
Instrument Date	Feb 4, 2022
Instrument	858286
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4649 ASPEN RIDGE CIR, EAGAN, MN 55122-4603

Mortgage

Document Number	0000858287
Date	Feb 10, 2022
Instrument	858287

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 20, 2021
Property Address	4649 ASPEN RIDGE CIR, EAGAN, MN 55122-4603
Document Number	0000849240
Instrument Date	Jul 14, 2021
Instrument	849240
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,459.26
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4649 ASPEN RIDGE CIR, EAGAN, MN 55122-4603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000779153
Date	Jun 29, 2017
Instrument	0779153

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4649 ASPEN RIDGE CIR, EAGAN, MN 55122-4603
Document Number	0000825629
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4649 ASPEN RIDGE CIR EAGAN MN 551224603, EAGAN, MN 55122-4603

Mortgage

Document Number	0000825629
Date	Aug 5, 2020
Instrument	825629

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 4, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4649 Aspen Ridge Cir was $5,032 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,032.00	$438,400 Land $128,900 Building $309,500	$438,400 Land $128,900 Building $309,500
2023	$4,432.00 Homeowner's exemption
2022		$430,400 Land $124,800 Building $305,600	$430,400 Land $124,800 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4649 Aspen Ridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4649 Aspen Ridge Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Aspen Ridge Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures