4648 Southern Pl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4648 Southern Pl, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,393 sqft · built 1983
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Oct 2015)
Tax Bill	$658 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1N-29-3375-00000-0630`

Property Details

APN / Parcel Number

Primary APN	`08-1N-29-3375-00000-0630`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Heated Area
Gross Area	1,977 sqft
1st Floor Area	1,393 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	1,370 ft deep x 870 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	584 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	081N293375000000630
Street Address	4648 SOUTHERN PL
City	PACE
State	FL
Zip	32571-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RAMBLING OAKS LOT 63 AS DES IN OR 3472 PG 256
Legal Range	29W
Legal Township	01N
Legal Section	08
Legal Subdivision	RAMBLING OAKS
Legal Lot Number	63
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1006
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4648 SOUTHERN PL, PACE, FL 32571-6849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2015 · Amount on Record
Deed Sale	Oct 27, 2015 · Amount on Record
Prior Sale	Mar 19, 2002 · Amount on Record
Deed Document Number	201540645
Deed Book / Page	3472 / 0256
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4648 SOUTHERN PL, PACE, FL 32571-6849
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	EMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4648 SOUTHERN PL, MILTON, FL 32571-6849

Mortgage

Document Number	0042951506
Date	Jun 15, 2022
Book Page	4295/1506
Instrument	202235971

Lender

Name	WHITNEY BANK
Type	Bank
Address	MILTON, FL 32571

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4648 SOUTHERN PL, PACE, FL 32571-6849
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4648 SOUTHERN PL, PACE, FL 32571-6849

Mortgage

Document Number	0040771893
Date	Feb 26, 2021
Book Page	4077/1893
Instrument	202112581

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4648 SOUTHERN PL, PACE, FL 32571-6849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038331437
Date	May 29, 2019
Book Page	3833/1437
Instrument	201922290

Lender

Name	WHITNEY BANK
Type	Bank
Address	MILTON, FL 32571

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$658.00 (+36.51%) Homeowner's exemption	$78,746 (+3%)	$140,347 (-1.63%) Land $20,000 Building $120,347
2023	$482.00 (+3.88%) Homeowner's exemption	$76,452 (+3%)	$142,671 (+11.49%) Land $24,000 Building $118,671
2022	$464.00 Homeowner's exemption	$74,225	$127,962 Land $16,000 Building $111,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Southern Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures