4648 S Cobblestone St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4648 S Cobblestone St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,472 sqft · built 2004
Lot Size	0.158 acres (6,891 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2007)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-57-514`

Property Details

APN / Parcel Number

Primary APN	`304-57-514`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,092 sqft
2nd Floor Area	1,380 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,891 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Pool Area	425 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4648 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85297-6866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	VISTA DEL ORO NORTH AMD MCR 668-27
Legal Range	06E
Legal Township	02S
Legal Section	08
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	VISTA DEL ORO NORTH AMD
Legal Lot Number	37
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2014
Census Tract	815901

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4648 S COBBLESTONE ST, GILBERT, AZ 85297-6866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
May 19, 2017	Deed of Trust, Mortgage · Conventional with PMI MORIA DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2007 · Amount on Record
Deed Sale	Jun 6, 2007 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	2007-0654955
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4648 S COBBLESTONE ST, GILBERT, AZ 85297-6866
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4648 S COBBLESTONE ST, GILBERT, AZ 85297-6866

Mortgage

Document Number	0000030853
Date	Jan 11, 2021
Instrument	20210030853

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4648 S COBBLESTONE ST, GILBERT, AZ 85297-6866
Document Number	0000392001
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4648 S COBBLESTONE ST GILBERT AZ 852976866, GILBERT, AZ 85297-6866

Mortgage

Document Number	0000392001
Date	May 31, 2017
Instrument	392001

Lender

Name	MORIA DEVELOPMENT
Type	Construction/Development Company
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,580 (-2.05%)	$495,800 (-2.05%) Land $99,100 Building $396,700
2025	$2,001.00 (+3.57%)
2024		$50,620	$506,200 Land $101,200 Building $405,000
2023	$1,932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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