4648 Ross Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 4648 Ross Ct, Crestview, FL 32539 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,295 sqft · built 1992
Lot Size	2.05 acres (89,479 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Dec 2017)
Tax Bill	$248 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-5163-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-5163-6`
Alternative APN	`32-3N-23-303B-000A-0170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,295 sqft Heated Area
Gross Area	3,276 sqft
1st Floor Area	1,695 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	89,479 sqft (2.05 acres)
Garage Type	Finished
Garage Area	1,008 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Patio Area	315 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4648 ROSS CT
City	CRESTVIEW
State	FL
Zip	32539-8364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAGE II LOT 17 & LOT 16 EXC PART SOLD TO LOT 15 BLK A
Legal Range	23
Legal Township	03N
Legal Section	32
Legal Subdivision	PAGE II
Legal Block	A
Legal Lot Number	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1009
Census Tract	20702

Owner

Source: Okaloosa County records · APN C56-000-597-5163-6

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4648 ROSS CT, CRESTVIEW, FL 32539-8364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2017	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Sep 02, 2004 · Amount on Record
Deed Document Number	3178964
Deed Book / Page	3330 / 3346
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4648 ROSS CT, CRESTVIEW, FL 32539-8364
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032964637
Date	Apr 26, 2017
Book Page	3296/4637
Instrument	3131325

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4648 ROSS CT, CRESTVIEW, FL 32539-8364
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033124691
Date	Aug 11, 2017
Book Page	3312/4691
Instrument	3153397

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	25224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 01, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4648 ROSS CT, CRESTVIEW, FL 32539-8364
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4648 ROSS CT, CRESTVIEW, FL 32539-8364

Mortgage

Document Number	0035281694
Date	Feb 25, 2021
Book Page	3528/1694
Instrument	3433268

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jan 01, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 20, 2017
Property Address	4648 ROSS CT, CRESTVIEW, FL 32539-8364
Document Number	0033303346
Book / Page	003330 / 003346
Instrument Date	Dec 18, 2017
Instrument	3178964
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4648 ROSS CT CRESTVIEW FL 325398364, CRESTVIEW, FL 32539-8364

Mortgage

Document Number	33303348
Date	Dec 20, 2017
Book Page	003330/003348
Instrument	3178965

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$248.00 (+129.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$261,864 (+5.99%)	$355,063 (-3.87%) Land $84,744 Building $270,319
2023	$108.00 (-94.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$247,072 (+3%)	$369,362 (+9.12%) Land $72,000 Building $297,362
2022	$2,093.00 Homeowner's exemption	$239,876	$338,505 Land $59,078 Building $279,427

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910207021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ross Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures