4648 Riverbay Way, Riverside, CA 92505 Property Records

Riverside County property record for 4648 Riverbay Way, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,069 sqft · built 2002
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Aug 2002)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-280-032`

Property Details

APN / Parcel Number

Primary APN	`146-280-032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,069 sqft Living Area
Gross Area	2,509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4648 RIVERBAY WAY
City	RIVERSIDE
State	CA
Zip	92505-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.09 ACRES IN LOT 32 MB 304/051 TR 29090-1
Legal Subdivision	TRACT 29090 1
Legal Tract	29090-1
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3000
Census Tract	40901

Owner

4648 Riverbay Way is owned and occupied by two individuals who acquired it in September 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4648 RIVERBAY WAY, RIVERSIDE, CA 92505-5707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Mar 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2002 · Amount on File
Deed Sale	Aug 2, 2002 · Amount on File
Deed Document Number	2002426918
Last Transfer Date	Sep 11, 2020
Transfer Doc	0000445831
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 21, 2020
Property Address	4648 RIVERBAY WAY, RIVERSIDE, CA 92505-5707
Document Number	0000445831
Map Reference	MB 304 PG 51-54
Instrument Date	Sep 11, 2020
Instrument	2020-0445831
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4648 RIVERBAY WAY, RIVERSIDE, CA 92505-5707

Mortgage

Document Number	0000445832
Date	Sep 21, 2020
Instrument	2020-0445832

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 27, 2017
Property Address	4648 RIVERBAY WAY, RIVERSIDE, CA 92505-5707
Document Number	0000120910
Instrument Date	Mar 18, 2017
Instrument	120910
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4648 RIVERBAY WAY RIVERSIDE CA 925055707, RIVERSIDE, CA 92505-5707

Mortgage

Document Number	120911
Date	Mar 27, 2017
Instrument	120911

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4648 Riverbay Way was $6,144 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,449 (+2%) Land $159,824 Building $315,625
2025	$6,144.00 Homeowner's exemption	$466,128 Land $156,691 Building $309,437
2023	$6,392.00 (+5.65%) Homeowner's exemption	$448,029 Land $150,607 Building $297,422
2022	$6,050.00
2021			$442,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4648 Riverbay Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4648 Riverbay Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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