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4648 Rio Poco Ct, Naples, FL 34109 Property Records

Collier County property record for 4648 Rio Poco Ct, Naples, FL 34109

Property Summary

Property TypeSingle Family Home
Details1,544 sqft · built 1997
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$562,500 (Oct 2025)
Tax Bill$4,376 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Mar 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN694900 6684B06

Property Details

APN / Parcel Number

Primary APN694900 6684B06
Alternative APN
  • 80400017448

Interior

Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,544 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeConcrete
Lot Area5,227 sqft (0.12 acres)
Deck Area429 sqft

Location & Zoning

Street Address4648 RIO POCO CT
CityNAPLES
StateFL
Zip34109-1356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionVILLAGE WALK PHASE FIVE LOT 668
Legal Range26
Legal Township49
Legal Section6
Legal SubdivisionVILLAGE WALK PHASE 5
Legal Phase5
Legal Tract694900
Legal Block4
Legal Lot Number668
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group4
Census Block4003
Census Tract10434

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4648 RIO POCO CT, NAPLES, FL 34109-1356
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2025Warranty Deed, Transfer · FHA Mortgage
NEWREZ LLC
Mar 15, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
May 7, 2021Warranty Deed, Transfer
ATTORNEY
Feb 9, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 10, 2020Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2025 · Amount on Record
Deed SaleOct 13, 2025 · Amount on Record
Prior SaleMay 7, 2021 · Amount on Record
Deed Document Number20256740393
Deed Book / Page6516 / 1089
Prior Transfer DateMar 13, 2023
Prior Transfer Doc0062252742
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 13, 2025
Property Address4648 RIO POCO CT, NAPLES, FL 34109-1356
Document Number0065161089
Book / Page6516 / 1089
Map ReferenceMB 27 PG 64
Instrument DateOct 10, 2025
Instrument6740393
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 332, NEW SUFFOLK, NY 11956-0332

Transferred To (Grantee/Buyer)

NameVerified Name
Address4648 RIO POCO CT, NAPLES, FL 34109-1356

Mortgage

Document Number0065161091
DateOct 13, 2025
Instrument6516/1091
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateMar 15, 2023
Property Address4648 RIO POCO CT, NAPLES, FL 34109-1356
Document Number0062252742
Book / Page6225 / 2742
Map ReferenceMB 27 PG 64-69
Instrument DateMar 13, 2023
Instrument6376173
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4648 RIO POCO CT, NAPLES, FL 34109-1356

Transferred To (Grantee/Buyer)

NameVerified Name
Address4648 RIO POCO CT, NAPLES, FL 34109-1356

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMay 7, 2021
Property Address4648 RIO POCO CT, NAPLES, FL 34109-1356
Document Number0059420887
Book / Page5942 / 887
Map ReferenceMB 27 PG 64-69
Instrument DateMay 4, 2021
Instrument6053605
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 ANNA DR, 9, DANVERS, MA 01923-5205

Transferred To (Grantee/Buyer)

NameVerified Name
Address4648 RIO POCO CT, NAPLES, FL 34109-1356

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 9, 2021
Property Address4648 RIO POCO CT, NAPLES, FL 34109-1356
Document Number0058893702
Book / Page5889 / 3702
Map ReferenceMB 27 PG 64
Instrument DateFeb 8, 2021
Instrument5999221
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,115.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4249 MONTALVO CT, 4249, NAPLES, FL 34109-3336

Transferred To (Grantee/Buyer)

NameVerified Name
Address4648 RIO POCO CT, NAPLES, FL 34109-1356

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 10, 2020
Property Address4648 RIO POCO CT, NAPLES, FL 34109-1356
Document Number0057993206
Book / Page5799 / 3206
Map ReferenceMB 27 PG 64-69
Instrument DateMay 4, 2020
Instrument5906022
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanySOUTH FLORIDA TITLE ASSC LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4249 MONTALVO CT, NAPLES, FL 34109-3336

Mortgage

Document Number0057993208
DateAug 10, 2020
Instrument5799/3208
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,081 (+11.6%) Land $216,244 Building $266,837$483,081 (+11.6%) Land $216,244 Building $266,837
2025$4,376.00 (+1.51%)$432,871 (-6.42%) Land $256,133 Building $176,738$432,871 (-6.42%) Land $256,133 Building $176,738
2024$4,311.00 (-11.62%) Homeowner's exemption$462,569 (-1.95%) Land $244,568 Building $218,001$462,569 (-1.95%) Land $244,568 Building $218,001
2023$4,878.00 (+3.09%)$471,790 (+9.67%) Land $245,678 Building $226,112$471,790 (+9.67%) Land $245,678 Building $226,112
2022$4,732.00$430,207 Land $189,355 Building $240,852$430,207 Land $189,355 Building $240,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 120 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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