4648 Perception Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 4648 Perception Cir, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,368 sqft · built 2019
Lot Size	0.396 acres (17,250 sqft)
Owner	Individual Name on Record
Last Sale	$229,500 (Aug 2019)
Tax Bill	$3,474 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-2N-29-5715-00K00-0080`

Property Details

APN / Parcel Number

Primary APN	`26-2N-29-5715-00K00-0080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,368 sqft Heated Area
Gross Area	2,965 sqft
1st Floor Area	2,788 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	2,010 ft deep x 790 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	262N29571500K000080
Street Address	4648 PERCEPTION CIR
City	MILTON
State	FL
Zip	32570-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHISPER CREEK PHASE TWO BLK K LOT 8 AS DES IN OR 3861 PG 896
Legal Range	29W
Legal Township	02N
Legal Section	26
Legal Subdivision	WHISPER CREEK
Legal Phase	2
Legal Block	K
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1018
Census Tract	10504

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4648 PERCEPTION CIR, MILTON, FL 32570-8920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Dec 6, 2018	Grant Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	201936586
Deed Book / Page	3861 / 0896
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4648 PERCEPTION CIR, MILTON, FL 32570-8920
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040340127
Date	Nov 24, 2020
Book Page	4034/127
Instrument	202063303

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 19, 2019
Property Address	4648 PERCEPTION CIR, MILTON, FL 32570-8920
Document Number	0038610896
Book / Page	3861 / 0896
Map Reference	MB 11 PG 26&27
Instrument Date	Aug 15, 2019
Instrument	201936586
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,606.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4648 PERCEPTION CIR, MILTON, FL 32570-8920

Mortgage

Document Number	0003861898
Date	Aug 19, 2019
Instrument	3861/898

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 6, 2018
Property Address	4648 PERCEPTION CIR, MILTON, FL 32570-8920
Document Number	0037880799
Book / Page	003788 / 000799
Instrument Date	Dec 6, 2018
Instrument	51887
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$4,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,474.00 (-0.74%)	$290,935 (-0.77%) Land $38,000 Building $252,935	$290,935 (-0.77%) Land $38,000 Building $252,935
2023	$3,500.00 (+6.32%)	$293,188 (+5.46%) Land $38,000 Building $255,188	$293,188 (+5.46%) Land $38,000 Building $255,188
2022	$3,292.00	$277,997	$277,997 Land $35,000 Building $242,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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