4648 Montecito Ct, San Jose, CA 95135 Property Records

Santa Clara County property record for 4648 Montecito Ct, San Jose, CA 95135 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,473 sqft · built 1997
Lot Size	0.12 acres (5,225 sqft)
Owner	2 Individual Names on File
Last Sale	$388,500 (Jul 1997)
Tax Bill	$10,139 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`660-53-094`

Property Details

APN / Parcel Number

Primary APN	`660-53-094`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,473 sqft Living Area
1st Floor Area	1,265 sqft
2nd Floor Area	1,208 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,225 sqft (0.12 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4648 MONTECITO CT
City	SAN JOSE
State	CA
Zip	95135-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8756 LOT 92
Legal Subdivision	TRACT NO 8756
Legal Tract	8756
Legal Lot Number	92
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	503330

Owner

Source: Santa Clara County records · APN 660-53-094

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4648 MONTECITO CT, SAN JOSE, CA 95135-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 1997 · Amount on Record
Deed Sale	Jul 31, 1997 · Amount on Record
Deed Document Number	199713795486
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4648 MONTECITO CT, SAN JOSE, CA 95135-2320
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4648 MONTECITO CT, SAN JOSE, CA 95135-2320

Mortgage

Document Number	0024864145
Date	Mar 09, 2021
Instrument	24864145

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2031

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$632,068 (+2%) Land $260,575 Building $371,493
2025	$10,139.00 (+4.08%) Homeowner's exemption	$619,675 (+4.04%) Land $255,466 Building $364,209
2023	$9,742.00 (+0.83%) Homeowner's exemption	$595,614 Land $245,547 Building $350,067
2022	$9,662.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 21% of California
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.