Mecklenburg County property record for 4648 Kipling Dr, Charlotte, NC 28212
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,575 sqft · built 1958 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,200 (Nov 2013) |
| Tax Bill | $2,413 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-024-05 |
| Primary APN | 133-024-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4648 KIPLING DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28212-5332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L4 B49 M8-171 |
| Legal Subdivision | AMITY GARDENS |
| Legal Block | 49 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1918 |
4648 Kipling Dr is owned and occupied by two individuals who acquired it in October 2021.
Source: Mecklenburg County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4648 KIPLING DR, CHARLOTTE, NC 28212-5332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK |
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE |
| Oct 6, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2013 · Amount on File |
| Deed Sale | Nov 5, 2013 · Amount on File |
| Prior Sale | Jul 26, 2007 · Amount on File |
| Deed Document Number | 2013172701 |
| Deed Book / Page | 28816 / 277 |
| Last Transfer Date | Oct 1, 2021 |
| Transfer Doc | 0000191607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 8, 2026 |
| Property Address | 4648 KIPLING DR, CHARLOTTE, NC 28212-5332 |
| Document Number | 0000048163 |
| Book / Page | 40406 / 702 |
| Instrument Date | May 6, 2026 |
| Instrument | 202648163 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4648 KIPLING DR, CHARLOTTE, NC 28212-5332 |
| Document Number | 0000048163, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 40406/702 |
| Instrument | 202648163 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4648 KIPLING DR, CHARLOTTE, NC 28212-5332 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4648 KIPLING DR, CHARLOTTE, NC 28212-5332 |
| Document Number | 0000098681 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 39890/65 |
| Instrument | 2025098681 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 6, 2021 |
| Property Address | 4648 KIPLING DR, CHARLOTTE, NC 28212-5332 |
| Document Number | 0000191607 |
| Book / Page | 36615 / 745 |
| Map Reference | MB 8 PG 171 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021191607 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4648 KIPLING DR, CHARLOTTE, NC 28212-5332 |
| Document Number | 0000191608 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021191608 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4648 KIPLING DR, CHARLOTTE, NC 28212-5332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041271 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 33417/339 |
| Instrument | 2019041271 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298,400 Land $85,000 Building $213,400 | $298,400 Land $85,000 Building $213,400 | |
| 2024 | $2,413.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4648 Kipling Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4648 Kipling Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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