Arenac County property record for 4648 E Sterling Rd, Sterling, MI 48659
| Property Type | Single Family Home |
|---|---|
| Lot Size | 11.6 acres (507,474 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Aug 2017 Refinance Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-0-021-100-015-15 |
| Primary APN | 005-0-021-100-015-15 |
|---|
| Lot Area | 507,474 sqft (11.6 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4648 E STERLING RD |
|---|---|
| City | STERLING |
| State | MI |
| Zip | 48659-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R4E SEC 21 PARCEL 2 A PARCEL OF LAND IN THE E 1/2 OF THE W 1/2 OF THE NE 1/4 OF SEC 21 DESC AS COMM AT THE E 1/4 CORNER |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 21 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | DEEP RIVER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970300 |
Source: Arenac County records · APN 005-0-021-100-015-15
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4648 E STERLING RD, STERLING, MI 48659-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK |
| Jun 27, 2018 | Deed of Trust, Mortgage CHEMICAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 4648 E STERLING RD, STERLING, MI 48659-9619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201702874 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 201702874 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 4648 E STERLING RD, STERLING, MI 48659-9619 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201802246 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 201802246 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Arenac County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Deep River Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,500 | $245,000 | |
| 2025 | $1,934.00 |
Source: FEMA National Flood Hazard Layer as of June 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–1990) |
| Most Recent Claim | Mar 1990 · river or lake flooding |
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Point Broadband Fiber Holding.
Based on FCC filings for 17 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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