4648 Dover Bluff Ct, Valrico, FL 33594 Property Records

Hillsborough County property record for 4648 Dover Bluff Ct, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,416 sqft · built 2022
Lot Size	0.168 acres (7,323 sqft)
Owner	Individual Name on File
Last Sale	$443,000 (Apr 2022)
Tax Bill	$8,143 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086731-0488`

Property Details

APN / Parcel Number

Primary APN	`086731-0488`
Alternative APN	`U322921C3G000000000290`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,416 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	1,051 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,323 sqft (0.168 acres)
Lot Dimensions	130 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0867310488
Street Address	4648 DOVER BLUFF CT
City	VALRICO
State	FL
Zip	33594-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUMMITVIEW LOT 29
Legal Range	21E
Legal Township	29S
Legal Section	32
Legal Lot Number	29
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	4
Census Block	4000
Census Tract	13205

Owner

4648 Dover Bluff Ct is owned and occupied by an individual who bought it in April 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4648 DOVER BLUFF CT, VALRICO, FL 33594-3410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Deed Document Number	2022206239
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4648 DOVER BLUFF CT, VALRICO, FL 33594-3410
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7015 SAMUEL IVY DR, TAMPA, FL 33619-6961

Mortgage

Document Number	0000206240
Date	Apr 21, 2022
Instrument	2022206240

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 4648 Dover Bluff Ct was $8,143.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,523 (-4.86%) Land $77,082 Building $302,441	$379,523 (-4.86%) Land $77,082 Building $302,441
2025	$8,143.00	$398,911 Land $77,082 Building $321,829	$398,911 Land $77,082 Building $321,829
2023	$7,105.00 (+420.51%)	$363,149 (+418.23%) Land $70,075 Building $293,074	$363,149 (+418.23%) Land $70,075 Building $293,074
2022	$1,365.00	$70,075 Land $70,075	$70,075 Land $70,075

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4648 Dover Bluff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4648 Dover Bluff Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20