4648 Day Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 4648 Day Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,937 sqft · built 1935
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Jul 2018)
Tax Bill	$5,767 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`292600 110.01-1-19`

Property Details

APN / Parcel Number

Primary APN	`292600 110.01-1-19`
Alternative APN	`26001100010001019000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,937 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	660 sqft
Upper Floors Area	269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	65,340 sqft (1.5 acres)
Lot Dimensions	336 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4648 DAY RD
City	LOCKPORT
State	NY
Zip	14094-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1005
Census Tract	23402

Owner

4648 Day Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4648 DAY RD, LOCKPORT, NY 14094-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage LOCKPORT SCHOOLS & COMMUNITY FCU
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOCKPORT SCHOOLS & COMMUNITY FCU
Jul 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Warranty Deed, Transfer · VA Mortgage FIRST PRIORITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on File
Deed Sale	Jul 23, 2018 · Amount on File
Prior Sale	May 14, 2013 · Amount on File
Deed Document Number	201812425
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000002783
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4648 DAY RD, LOCKPORT, NY 14094-1650
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4648 DAY RD, LOCKPORT, NY 14094-1650

Mortgage

Document Number	0000005868
Date	Oct 17, 2025
Instrument	2025-15868

Lender

Name	LOCKPORT SCHOOLS & COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14094

Agreement

Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4648 DAY RD, LOCKPORT, NY 14094-1650
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4648 DAY RD, LOCKPORT, NY 14094-1650

Mortgage

Document Number	0000008204
Date	Nov 21, 2023
Instrument	2023-18204

Lender

Name	LOCKPORT SCHOOLS & COMMUNITY FCU
Address	LOCKPORT, NY 14094

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NIAGARA NY
Recording Date	Jul 27, 2018
Property Address	4648 DAY RD, LOCKPORT, NY 14094-1650
Document Number	0000012783
Instrument Date	Jul 23, 2018
Instrument	12783
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4648 DAY RD LOCKPORT NY 140941650, LOCKPORT, NY 14094-1650

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jul 23, 2018
Property Address	4648 DAY RD, LOCKPORT, NY 14094-1650
Document Number	0000012425
Instrument Date	Jun 27, 2018
Instrument	12425
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 BEATTIE AVE LOCKPORT NY 140945615, LOCKPORT, NY 14094-5615

Mortgage

Document Number	12426
Date	Jul 23, 2018
Instrument	12426

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4648 Day Rd was $5,767 with a veteran's exemption, down 3.9% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,767.00 (-3.95%) Veteran's exemption
2025	$6,004.00	$246,000 Land $37,500 Building $208,500	$246,000 Land $37,500 Building $208,500
2023		$224,000 Land $31,400 Building $192,600	$224,000 Land $31,400 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4648 Day Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4648 Day Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Day Rd

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