4648 Cooper St, Holt, FL 32564 Property Records

Okaloosa County property record for 4648 Cooper St, Holt, FL 32564

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 1,988 sqft · built 1980
Lot Size2.36 acres (102,802 sqft)
Owner2 Individual Names on Record
Tax Bill$813 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-597-7828-2

Property Details

APN / Parcel Number

Primary APNC56-000-597-7828-2
Alternative APNs
  • 33-3N-25-0000-0014-0010
  • 25N333000000140010

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,988 sqft Living Area
Gross Area2,416 sqft
1st Floor Area1,988 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeGable
Roof MaterialMetal
Lot Area102,802 sqft (2.36 acres)
Lot Width206 ft Width
PorchOpen/Unfinished Porch
Porch Area728 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4648 COOPER ST
CityHOLT
StateFL
Zip32564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR SE1/4 OF SW1/4 N131.6 FT ELY ALG RR 336.56 FT NWLY 417.42 FT TO BEG NWLY 208.72 FT NELY 208.71FT NWLY 208.71 FT NE 121 .90FT SE 413.52 FT SW 383 FT TO POB 961-572
Legal Range25W
Legal Township03N
Legal Section33
Legal Block14
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1015
Census Tract20101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address118 TYNER DR, CRESTVIEW, FL 32539-3211
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$813.00 (+35.95%)$93,254 (+38.05%) Land $75,566 Building $17,688$93,254 (+38.05%) Land $75,566 Building $17,688
2023$598.00 (+5.1%)$67,549 (+5.44%) Land $64,202 Building $3,347$67,549 (+5.44%) Land $64,202 Building $3,347
2022$569.00$64,066 Land $60,001 Building $4,065$64,066 Land $60,001 Building $4,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

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