46478 Cedarhurst Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 46478 Cedarhurst Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,328 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Oct 2020)
Tax Bill	$6,542 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-39-4573-000`

Property Details

APN / Parcel Number

Primary APN	`018-39-4573-000`
Alternative APN	`81/T/6/324`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,328 sqft Living Area
Gross Area	3,744 sqft
1st Floor Area	980 sqft
Basement Area	775 sqft
Finished Basement	775 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	280 sqft

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	/81/T/6///324/
Street Address	46478 CEDARHURST DR
City	STERLING
State	VA
Zip	20165-6485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES S.5D L.324 201202210012636
Legal Subdivision	POTOMAC LAKES
Legal Lot Number	324
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1010
Census Tract	611206

Owner

Source: Loudoun County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46478 CEDARHURST DR, STERLING, VA 20165-6485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer · Conventional with PMI GEORGE MASON MTG
Oct 25, 2019	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Feb 21, 2012 · Amount on Record
Deed Document Number	202010010091067
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 1, 2020
Property Address	46478 CEDARHURST DR, STERLING, VA 20165-6485
Document Number	20201001091067
Instrument Date	Sep 29, 2020
Instrument	91067
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46478 CEDARHURST DR STERLING VA 201656485, STERLING, VA 20165-6485

Mortgage

Document Number	20201001091068
Date	Oct 1, 2020
Instrument	91068

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46478 CEDARHURST DR, STERLING, VA 20165-6485
Document Number	20191030066755
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46478 CEDARHURST DR STERLING VA 201656485, STERLING, VA 20165-6485

Mortgage

Document Number	20191030066755
Date	Oct 30, 2019
Instrument	66755

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,542.00	$747,750 Land $234,100 Building $513,650	$747,750 Land $234,100 Building $513,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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