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4647 Irma Dr, Merced, CA 95348 Property Records

Merced County property record for 4647 Irma Dr, Merced, CA 95348 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,616 sqft · built 2023
Lot Size0.126 acres (5,522 sqft)
OwnerIndividual Name on File
Last Sale$465,500 (Jul 2023)
Tax Bill$6,466 (2025)
Deeds & MortgagesSep 2021 Construction Loan
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN224-310-038-000

Property Details

APN / Parcel Number

Primary APN224-310-038-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,616 sqft Living Area

Exterior

Year BuiltBuilt 2023
Lot Area5,522 sqft (0.126 acres)
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4647 IRMA DR
CityMERCED
StateCA
Zip95348-8436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 181 BELLEVUE RANCH WEST, VILLAGE 18A, PH 1
Legal Lot Number181
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

Source: Merced County records · APN 224-310-038-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4647 IRMA DR, MERCED, CA 95348-8436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Construction Mortgage
US BANK NA
Jul 07, 2023Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2023 · Amount on Record
Deed SaleJul 07, 2023 · Amount on Record
Deed Document Number2023015474
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address4647 IRMA DR, MERCED, CA 95348-8436
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040632
DateSep 10, 2021
Instrument2021040632
Lender
NameUS BANK NA
TypeBank
AddressFRESNO, CA 93720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJul 07, 2023
Property Address4647 IRMA DR, MERCED, CA 95348-8436
Document Number0000015474
Map ReferenceVOL 83 PG 47-50
Instrument DateJun 14, 2023
Instrument2023015474
Transaction TypeTransfer
Record UpdatedAug 07, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4647 IRMA DR, MERCED, CA 95348-8436

Mortgage

Document Number0000015475
DateJul 07, 2023
Instrument2023015475
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2038

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$6,466.00 (+105.01%) Homeowner's exemption$474,474 (+160.37%) Land $107,100 Building $367,374
2023$3,154.00 (+458.23%)$182,228 Land $67,228 Building $115,000
2022$565.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskHigh
above 73% of the US · above 49% of California
Wildfire LikelihoodAbout 1 in 266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Cal.net, AT&T, Ayera Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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