4646 Sunsail Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 4646 Sunsail Cir, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 1999
Lot Size	0.124 acres (5,402 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Jan 2009)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4969-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4969-4`
Alternative APNs	`00-2S-22-0385-0000-0510` `22S200038500000510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,521 sqft
1st Floor Area	1,695 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	5,402 sqft (0.124 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open/Unfinished Porch
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4646 SUNSAIL CIR
City	DESTIN
State	FL
Zip	32541-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSAIL S/D LOT 51
Legal Subdivision	SUNSAIL S/D
Legal Lot Number	51
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	23308

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14300 NW 74TH ST, KANSAS CITY, MO 64152-5118
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2009 · Amount on Record
Deed Sale	Jan 29, 2009 · Amount on Record
Prior Sale	Nov 18, 2008
Deed Document Number	20092543570
Deed Book / Page	2873 / 1921
Prior Transfer Date	Dec 18, 2008
Prior Transfer Doc	0028923508
Record Updated	Sep 20, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 20, 2017
Property Address	4646 SUNSAIL CIR, DESTIN, FL 32541-4756
Document Number	0032914115
Book / Page	003291 / 004115
Instrument Date	Mar 13, 2017
Instrument	3124027
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	14300 NW 74TH ST KANSAS CITY MO 641525118, KANSAS CITY, MO 64152-5118

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,873.00 (+10.9%)	$415,734 (+2.88%) Land $194,761 Building $220,973	$415,734 (+2.88%) Land $194,761 Building $220,973
2023	$4,394.00 (+8.98%)	$404,093 (+10.04%) Land $130,902 Building $273,191	$404,093 (+10.04%) Land $130,902 Building $273,191
2022	$4,032.00	$367,218 Land $119,002 Building $248,216	$367,218 Land $119,002 Building $248,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20