4646 Stone Ranch Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4646 Stone Ranch Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,108 sqft · built 2021
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Company Names on Record
Last Sale	$912,000 (Dec 2021)
Tax Bill	$15,906 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-3840-016-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3840-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,108 sqft Living Area
1st Floor Area	1,608 sqft
2nd Floor Area	1,500 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Other
Lot Area	6,325 sqft (0.145 acres)
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4646 STONE RANCH DR
City	FOLSOM
State	CA
Zip	95630-6935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	NULL
Legal Subdivision	MANGINI RANCH VILLAGE 4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4012
Census Tract	8508

Owner

Source: Sacramento County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4646 STONE RANCH DR, FOLSOM, CA 95630-6935
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 23, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	202134
Last Transfer Date	Aug 5, 2026
Transfer Doc	2026000972
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 5, 2026
Property Address	4646 STONE RANCH DR, FOLSOM, CA 95630-6935
Document Number	2026000972
Book / Page	20260805 / 972
Instrument Date	Aug 5, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4646 STONE RANCH DR, FOLSOM, CA 95630-6935

December 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 23, 2021
Property Address	4646 STONE RANCH DR, FOLSOM, CA 95630-6935
Document Number	0000000034
Map Reference	MB 421 PG 11
Instrument Date	Dec 6, 2021
Instrument	2021122300034
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4646 STONE RANCH DR, FOLSOM, CA 95630-6935

Mortgage

Document Number	0000000035
Date	Dec 23, 2021
Instrument	2021122300035

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000000036
Date	Dec 23, 2021
Instrument	2021122300036

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$965,045 (+2%) Land $205,661 Building $759,384
2025	$15,906.00 (+0.78%) Homeowner's exemption	$946,124 (+4.04%) Land $201,629 Building $744,495
2024	$15,783.00 (+1.41%)
2023	$15,564.00 (-2.53%)	$909,387 Land $193,800 Building $715,587
2022	$15,968.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

Nearby Properties on Stone Ranch Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures