4646 Sabal Key Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4646 Sabal Key Dr, Bradenton, FL 34203

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,080 sqft · built 2000
Lot Size	0.017 acres (745 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2022)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16977-0670-9`

Property Details

APN / Parcel Number

Primary APN	`16977-0670-9`
Alternative APN	`3518091697706709`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,080 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	540 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	745 sqft (0.017 acres)
Lot Dimensions	49 ft deep x 15 ft wide
View / Lot	Lake Front
Porch	Screened Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4646 SABAL KEY DR
City	BRADENTON
State	FL
Zip	34203-3119
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD-R
Legal Description	LOT 4 BLK 6 SABAL HARBOUR PHASE 1B PI#16977.0670/9
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	SABAL HARBOUR PHASE I-B
Legal Tract	01697701
Legal Block	6
Legal Lot Number	4
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2010
Census Tract	804

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2907 51ST ST E, BRADENTON, FL 34208-7041
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage RBC BANK USA
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Aug 11, 2003 · Amount on Record
Deed Document Number	202219337
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 11, 2022
Property Address	4646 SABAL KEY DR, BRADENTON, FL 34203-3119
Document Number	0041019337
Map Reference	MB 33 PG 170
Instrument Date	Feb 10, 2022
Instrument	202241019337
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6406 BROOK VILLAGE CV # CV106, 6406, BRADENTON, FL 34202-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 SABAL KEY DR, BRADENTON, FL 34203-3119

Mortgage

Document Number	0041019338
Date	Feb 11, 2022
Instrument	202241019338

Lender

Name	RBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4646 SABAL KEY DR, BRADENTON, FL 34203-3119
Document Number	0026984947
Book / Page	002698 / 004947
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 SABAL KEY DR BRADENTON FL 342033119, BRADENTON, FL 34203-3119

Mortgage

Document Number	0026984947
Date	Oct 27, 2017
Book Page	002698/004947
Instrument	41102136

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 26, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,088 (-5.38%) Land $45,900 Building $146,188	$192,088 (-5.38%) Land $45,900 Building $146,188
2025	$3,208.00 (-0.62%)	$203,011 (+2.98%) Land $45,900 Building $157,111	$203,011 (+2.98%) Land $45,900 Building $157,111
2024	$3,228.00 (+1.96%)
2023	$3,166.00 (+15.84%)	$197,129 (+17.57%) Land $45,900 Building $151,229	$197,129 (+17.57%) Land $45,900 Building $151,229
2022	$2,733.00	$167,663 Land $45,000 Building $122,663	$167,663 Land $45,000 Building $122,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Sabal Key Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures