4646 S Phillips Rd, Harrod, OH 45850 Property Records

Allen County property record for 4646 S Phillips Rd, Harrod, OH 45850 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1970
Square Footage	2,125 sqft Living Area
Lot Size	108,900 sqft (2.5 acres)
Garage	Attached, 864 sqft
Occupancy	Owner Occupied
Tax Bill	$2,745.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-2100-04-002.002`
Alternative APN	`J3048210004002002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,125 sqft Living Area
Gross Area	4,377 sqft Gross Area
1st Floor	1,664 sqft 1st Floor
Attic Area	461 sqft Attic
Attic	1 Attic
Basement Area	1,280 sqft Basement
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1970
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	108,900 sqft (2.5 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	864 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	240 sqft Shed
Deck Area	760 sqft Deck
Patio Area	760 sqft Patio
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	4646 S PHILLIPS RD
City	HARROD
State	OH
Zip	45850-9707
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT SE1/4 JOINT TEN RTS 08-04-21
Jurisdiction	ALLEN OH
Minor Civil Division	AUGLAIZE
Census Blockgroup	1
Census Block	1033
Census Tract	11500

Owner

Source: Allen County records · APN 48-2100-04-002.002

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4646 S PHILLIPS RD, HARROD, OH 45850-9707
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4646 S PHILLIPS RD, HARROD, OH 45850-9707
Document Number	0000010250
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4646 S PHILLIPS RD HARROD OH 458509707, HARROD, OH 45850-9707

Mortgage

Document Number	0000010250
Date	Aug 27, 2020
Instrument	10250

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2040

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Auglaize Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (+0.04%)	$80,300 (-) Land $10,540 Building $69,760	$229,400 (-) Land $30,100 Building $199,300
2024	$2,744.00 (+15.44%) Homeowner's exemption	$80,300 (+27.02%) Land $10,540 Building $69,760	$229,400 (+27.02%) Land $30,100 Building $199,300
2023	$2,377.00 (-0.79%) Homeowner's exemption	$63,220 (-) Land $8,300 Building $54,920
2022	$2,396.00 Homeowner's exemption	$63,220 Land $8,300 Building $54,920
2021			$180,600 Land $23,700 Building $156,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.