4646 Ross Rd, Gary, IN 46408 Property Records

Lake County property record for 4646 Ross Rd, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,376 sqft · built 1896
Lot Size	3.57 acres (155,945 sqft)
Owner	Individual Name on Record
Tax Bill	$1,248 (2024)
Deeds & Mortgages	Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-01-39-0130-0003`

Property Details

APN / Parcel Number

Primary APN	`001-01-39-0130-0003`
Alternative APNs	`45-07-36-226-010.000-001` `013901300003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
Basement Area	688 sqft

Exterior

Year Built	Built 1896
Construction Type	Wood
Roof Material	Asphalt
Lot Area	155,945 sqft (3.57 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-01-39-0130-0003
Old Parcel Number	013901300003
Street Address	4646 ROSS RD
City	GARY
State	IN
Zip	46408-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUTCH GARDENS W'LY PT. LOT'C' & SW'LY PT. L.B 3.58A.
Legal Subdivision	DUTCH GARDENS
Legal Lot Number	B
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2001
Census Tract	41400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4646 ROSS RD, GARY, IN 46408-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023
Deed Sale	Jun 29, 2023
Prior Transfer Date	Jan 19, 2012
Prior Transfer Doc	2012 005492
Record Updated	Jun 8, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Jun 29, 2023
Property Address	4646 ROSS RD, GARY, IN 46408-3404
Document Number	0000016520
Map Reference	MB 21 PG 2
Instrument Date	Jun 29, 2023
Instrument	2023-016520
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4646 ROSS RD, GARY, IN 46408-3404

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,200 (+13.83%) Land $33,500 Building $81,700	$115,200 (+13.83%) Land $33,500 Building $81,700
2024	$1,248.00 (-30.36%)
2023		$101,200 (-2.69%) Land $31,500 Building $69,700	$101,200 (-2.69%) Land $31,500 Building $69,700
2022	$1,792.00 (+16.82%) Homeowner's exemption	$104,000 Land $27,400 Building $76,600	$104,000 Land $27,400 Building $76,600
2021	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 99.3% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20