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4646 Rose Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4646 Rose Dr, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,515 sqft Living Area
Lot Size7,527 sqft (0.173 acres)
OccupancyOwner Occupied
Last Sale$497,000 (2018)
Tax Bill$6,234.00 (2025)

Property Details

APN / Parcel Number

Primary APN163-520-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,515 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area7,527 sqft (0.173 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4646 ROSE DR
CityOCEANSIDE
StateCA
Zip92056-3504
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 102 TR 011009
Legal SubdivisionREGENCY HILLS-OCEANSIDE
Legal Tract011009
Legal Block1
Legal Lot Number102
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1003
Census Tract19403

Owner

Source: San Diego County records · APN 163-520-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4646 ROSE DR, OCEANSIDE, CA 92056-3504
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Line of Credit
FRONTWAVE CU
Apr 02, 2018Deed of Trust, Mortgage · Reverse Mortgage
ADVISORS MORTGAGE GROUP INC
Jul 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 30, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleOct 18, 1999 · Amount on Record
Deed Doc Number2018495262
Prior Transfer DateApr 25, 2006
Prior Transfer Doc0000312560
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4646 ROSE DR, OCEANSIDE, CA 92056-3504
Transaction TypeMortgage
Record UpdatedApr 24, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4846 ROSE DRIVE, OCEANSIDE, CA 92056

Mortgage

Document Number0000096715
DateApr 13, 2023
Instrument2023-0096715
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 24, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4646 ROSE DR, OCEANSIDE, CA 92056-3504
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127513
DateApr 02, 2018
Instrument2018-0127513
Lender
NameADVISORS MORTGAGE GROUP INC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4646 ROSE DR, OCEANSIDE, CA 92056-3504
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000299550
DateJul 24, 2019
Instrument2019-0299550
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4646 ROSE DR, OCEANSIDE, CA 92056-3504
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4646 ROSE DR, OCEANSIDE, CA 92056-3504

Mortgage

Document Number0000693258
DateNov 06, 2020
Instrument2020-0693258
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueMar 01, 2050

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2018
Property Address4646 ROSE DR, OCEANSIDE, CA 92056-3504
Document Number0000495262
Instrument DateNov 19, 2018
Instrument495262
Transaction TypeTransfer
Record UpdatedDec 07, 2018
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$546.70
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4646 ROSE DR OCEANSIDE CA 920563504, OCEANSIDE, CA 92056-3504

Mortgage

Document Number495263
DateNov 30, 2018
Instrument495263
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 29, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$565,383 (+2%) Land $353,863 Building $211,520
2025$6,234.00 (+8.7%) Homeowner's exemption$554,298 (+4.04%) Land $346,925 Building $207,373
2023$5,735.00 (+0.28%) Homeowner's exemption$532,775 Land $333,454 Building $199,321
2022$5,719.00

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