4646 Rainbow Dr, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 4646 Rainbow Dr, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 1962
Lot Size	0.887 acres (38,610 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Jul 2026)
Tax Bill	$732 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5604 72 2177`

Property Details

APN / Parcel Number

Primary APN	`5604 72 2177`
Alternative APNs	`04010 0019.000000` `101720` `175327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	4,458 sqft
1st Floor Area	1,835 sqft
Basement Area	1,840 sqft
Unfinished Basement	1,840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,610 sqft (0.887 acres)
Lot Dimensions	195 ft deep x 198 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Driveway	Asphalt Driveway
Driveway Area	2,800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	240 sqft
Patio Area	384 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	175327
Street Address	4646 RAINBOW DR
City	KANNAPOLIS
State	NC
Zip	28081-8857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LTS 1-2 PRIVATE ACRES
Legal Subdivision	PRIVATE ACRES
Legal Lot Number	1-2
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1005
Census Tract	41201

Owner

4646 Rainbow Dr is owned and occupied by an individual who bought it in July 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4646 RAINBOW DR, KANNAPOLIS, NC 28081-8857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Deed Document Number	202618023
Deed Book / Page	18104 / 113
Prior Transfer Date	Jun 10, 2015
Prior Transfer Doc	1144873
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 29, 2026
Property Address	4646 RAINBOW DR, KANNAPOLIS, NC 28081-8857
Document Number	0000018023
Book / Page	18104 / 113
Instrument Date	Jul 29, 2026
Instrument	202618023
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4646 RAINBOW DR, KANNAPOLIS, NC 28081-8857

Mortgage

Document Number	0000018024,
Date	Jul 29, 2026
Instrument	202618024

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,120 (-) Land $67,600 Building $201,520
2025		$269,120 Land $67,600 Building $201,520
2024			$269,120 (+53.86%) Land $67,600 Building $201,520
2023	$732.00	$174,910 Land $36,400 Building $138,510	$174,910 Land $36,400 Building $138,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4646 Rainbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4646 Rainbow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20