Highlands County property record for 4646 Nadena Dr, Sebring, FL 33872 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,606 sqft Living Area |
| Lot Size | 13,513 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $24,400 (2022) |
| Tax Bill | $2,384.00 (2024) |
| Primary APN | C044815174500100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 3,785 sqft Gross Area |
| 1st Floor | 2,606 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 13,513 sqft (0.31 acres) |
| Depth X Width | 248 ft x 108 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 560 sqft Driveway |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 675 sqft Garage |
| Pool Area | 36 sqft Pool |
| Pool House | 378 sqft Pool House |
| Porch Area | 574 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4646 NADENA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1779 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 15 REVISED PB 15PG 64 LOT 10 BLK 745 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 745 |
| Legal Lot Number | 10 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | AVON PARK |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 960503 |
Source: Highlands County records · APN C044815174500100
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 22, 2022 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Sep 24, 2020 | Quit Claim Deed, Transfer CARDINAL FIN'L |
| Aug 07, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Apr 23, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Deed Doc Number | 20222129486 |
| Deed Book / Page | 2948 / 1017 |
| Prior Transfer Date | Aug 24, 2022 |
| Prior Transfer Doc | 0002129486 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002200487 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 3039/1296 |
| Instrument | 2200487 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 22, 2022 |
| Property Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Document Number | 0002129486 |
| Book / Page | 2948 / 1017 |
| Map Reference | MB 15 PG 40 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2129486 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Name | Verified Name |
|---|---|
| Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Document Number | 0002000067 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4646 NADENA DR SEBRING FL 338721779, SEBRING, FL 33872-1779 |
| Document Number | 0002000067 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 002774/001634 |
| Instrument | 2000067 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 24, 2020 |
| Property Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Document Number | 0002000066 |
| Book / Page | 002774 / 001631 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 2000066 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4646 NADENA DR SEBRING FL 338721779, SEBRING, FL 33872-1779 |
| Document Number | 2000067 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 002774/001634 |
| Instrument | 2000067 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Document Number | 0001909377 |
| Instrument Date | Aug 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4646 NADENA DR SEBRING FL 338721779, SEBRING, FL 33872-1779 |
| Document Number | 0001909377 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 002653/000069 |
| Instrument | 1909377 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 27, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4646 NADENA DR, SEBRING, FL 33872-1779 |
| Document Number | 0001895941 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4646 NADENA DR SEBRING FL 338721779, SEBRING, FL 33872-1779 |
| Document Number | 0001895941 |
|---|---|
| Date | May 09, 2018 |
| Book Page | 002635/000511 |
| Instrument | 1895941 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 08, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202,840 (+11.13%) | $358,652 (+10.91%) Land $29,412 Building $329,240 | |
| 2024 | $2,384.00 (+8.41%) | ||
| 2023 | $2,199.00 (-3.64%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $182,529 (+3%) | $323,380 (+11.98%) Land $24,064 Building $299,316 |
| 2022 | $2,282.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $177,213 | $288,789 Land $15,508 Building $273,281 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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